The typical owner-occupied home in South Dennis is worth about $372,100, 18% below the New Jersey median of $454,400 and 12% above the national median of $332,700. Owners pay a median $4,832 a year in property taxes, about 1.30% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $101,500 a year, so the median home costs 3.7 times the median income (4.4 times for New Jersey). 88% of occupied homes here are lived in by their owners, and 75% of those owners still have a mortgage.
South Dennis at a glance
| South Dennis | New Jersey | U.S. | |
|---|---|---|---|
| Median home value | $372,100 | $454,400 | $332,700 |
| Median property tax paid per year | $4,832 | $9,590 | $3,119 |
| Property tax as a share of value | 1.30% | 2.11% | 0.94% |
| Median household income | $101,500 | $103,556 | $80,734 |
| Homes lived in by their owners | 88% | 64% | 65% |
| Owner homes with a mortgage | 75% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,780 | $2,829 | $1,963 |
| Those costs as a share of the owners' income | 17.3% | 22.9% | 21.0% |
| Median rent | $1,875 | $1,720 | $1,413 |
| Rent as a share of renters' income | 32.8% | 30.9% | 30.6% |
| Median year homes were built | 1978 | 1970 | 1980 |
| Vacant homes | 6.6% | 7.5% | 10.1% |
| Population | 1,528 | 9,343,809 | 334,922,499 |
What a typical home costs per month in South Dennis
At this week's average 30-year rate of 7.11%, buying the median South Dennis home of $372,100 with 20% down costs about $2,561 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,181, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $109,743 for the 20%-down payment. That payment is 30% of the median South Dennis household income of $101,500; at that income and 20% down, the 28% guideline points to a home of about $344,000.
The median rent here is $1,875 a month, so owning the median home costs about $686 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $74,420 |
|---|---|
| Loan amount | $297,680 |
| Principal and interest | $2,003 |
| Property taxes (1.30% a year) | $403 |
| Homeowners insurance (our estimate, 0.5% a year) | $155 |
| PMI | $0 |
| Total per month | $2,561 |
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| Down payment | $13,024 |
|---|---|
| Loan amount | $365,360 |
| Principal and interest | $2,458 |
| Property taxes (1.30% a year) | $403 |
| Homeowners insurance (our estimate, 0.5% a year) | $155 |
| FHA mortgage insurance | $165 |
| Total per month | $3,181 |
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Questions about home buying in South Dennis
What is the median home value in South Dennis?
About $372,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in South Dennis?
Homeowners pay a median $4,832 a year, which is about 1.30% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in South Dennis?
For the median home with 20% down at 7.11%, the payment is about $2,561 a month. Keeping that under 28% of gross income takes about $109,743 a year.
More about South Dennis
- Mortgage Refinance in South Dennis
- Debt Relief in South Dennis
- Home Equity Loans in South Dennis
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data