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Buying a home in Wrightstown, New Jersey

The typical owner-occupied home in Wrightstown is worth about $256,300, 44% below the New Jersey median of $454,400 and 23% below the national median of $332,700. Owners pay a median $4,941 a year in property taxes, about 1.93% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $49,500 a year, so the median home costs 5.2 times the median income (4.4 times for New Jersey). 37% of occupied homes here are lived in by their owners, and 79% of those owners still have a mortgage.

Wrightstown at a glance

Wrightstown New Jersey U.S.
Median home value $256,300 $454,400 $332,700
Median property tax paid per year $4,941 $9,590 $3,119
Property tax as a share of value 1.93% 2.11% 0.94%
Median household income $49,500 $103,556 $80,734
Homes lived in by their owners 37% 64% 65%
Owner homes with a mortgage 79% 64% 61%
Median monthly costs, owners with a mortgage $1,885 $2,829 $1,963
Those costs as a share of the owners' income 23.6% 22.9% 21.0%
Median rent $1,270 $1,720 $1,413
Rent as a share of renters' income 36.4% 30.9% 30.6%
Median year homes were built 1966 1970 1980
Vacant homes 15.1% 7.5% 10.1%
Population 448 9,343,809 334,922,499

What a typical home costs per month in Wrightstown

At this week's average 30-year rate of 7.11%, buying the median Wrightstown home of $256,300 with 20% down costs about $1,898 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,325, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $81,357 for the 20%-down payment. That payment is 46% of the median Wrightstown household income of $49,500; at that income and 20% down, the 28% guideline points to a home of about $156,000.

The median rent here is $1,270 a month, so owning the median home costs about $628 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$51,260
Loan amount$205,040
Principal and interest$1,379
Property taxes (1.93% a year)$412
Homeowners insurance (our estimate, 0.5% a year)$107
PMI$0
Total per month$1,898

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3.5% down, 30-year FHA loan
Down payment$8,970
Loan amount$251,658
Principal and interest$1,693
Property taxes (1.93% a year)$412
Homeowners insurance (our estimate, 0.5% a year)$107
FHA mortgage insurance$113
Total per month$2,325

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Questions about home buying in Wrightstown

What is the median home value in Wrightstown?

About $256,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Wrightstown?

Homeowners pay a median $4,941 a year, which is about 1.93% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Wrightstown?

For the median home with 20% down at 7.11%, the payment is about $1,898 a month. Keeping that under 28% of gross income takes about $81,357 a year.

More about Wrightstown

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data