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Buying a home in Haworth, New Jersey

The typical owner-occupied home in Haworth is worth about $845,300, 86% above the New Jersey median of $454,400 and 2.5 times the national median of $332,700. Owners pay a median $10,001 a year in property taxes, about 1.18% of their home's value, lower than the New Jersey rate of 2.11%. The median household earns $236,765 a year, so the median home costs 3.6 times the median income (4.4 times for New Jersey). 95% of occupied homes here are lived in by their owners, and 69% of those owners still have a mortgage.

Haworth at a glance

Haworth New Jersey U.S.
Median home value $845,300 $454,400 $332,700
Median property tax paid per year $10,001 $9,590 $3,119
Property tax as a share of value 1.18% 2.11% 0.94%
Median household income $236,765 $103,556 $80,734
Homes lived in by their owners 95% 64% 65%
Owner homes with a mortgage 69% 64% 61%
Median monthly costs, owners with a mortgage $4,001 $2,829 $1,963
Those costs as a share of the owners' income 21.7% 22.9% 21.0%
Median rent $3,501 $1,720 $1,413
Rent as a share of renters' income 31.3% 30.9% 30.6%
Median year homes were built 1954 1970 1980
Vacant homes 9.2% 7.5% 10.1%
Population 3,363 9,343,809 334,922,499

What a typical home costs per month in Haworth

At this week's average 30-year rate of 7.11%, buying the median Haworth home of $845,300 with 20% down costs about $5,733 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,277, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $245,680 for the 20%-down payment. That payment is 29% of the median Haworth household income of $236,765; at that income and 20% down, the 28% guideline points to a home of about $815,000.

The median rent here is $3,501 a month, so owning the median home costs about $2,232 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$169,060
Loan amount$676,240
Principal and interest$4,549
Property taxes (1.18% a year)$831
Homeowners insurance (our estimate, 0.5% a year)$352
PMI$0
Total per month$5,733

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3.5% down, 30-year FHA loan
Down payment$29,586
Loan amount$829,990
Principal and interest$5,583
Property taxes (1.18% a year)$831
Homeowners insurance (our estimate, 0.5% a year)$352
FHA mortgage insurance$510
Total per month$7,277

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Questions about home buying in Haworth

What is the median home value in Haworth?

About $845,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Haworth?

Homeowners pay a median $10,001 a year, which is about 1.18% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Haworth?

For the median home with 20% down at 7.11%, the payment is about $5,733 a month. Keeping that under 28% of gross income takes about $245,680 a year.

More about Haworth

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data