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Buying a home in Hawthorne, Nevada

The typical owner-occupied home in Hawthorne is worth about $167,900, 61% below the Nevada median of $435,400 and 50% below the national median of $332,700. Owners pay a median $1,129 a year in property taxes, about 0.67% of their home's value, higher than the Nevada rate of 0.47%. The median household earns $67,300 a year, so the median home costs 2.5 times the median income (5.6 times for Nevada). 67% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.

Hawthorne at a glance

Hawthorne Nevada U.S.
Median home value $167,900 $435,400 $332,700
Median property tax paid per year $1,129 $2,027 $3,119
Property tax as a share of value 0.67% 0.47% 0.94%
Median household income $67,300 $78,260 $80,734
Homes lived in by their owners 67% 60% 65%
Owner homes with a mortgage 52% 66% 61%
Median monthly costs, owners with a mortgage $1,190 $1,932 $1,963
Those costs as a share of the owners' income 19.4% 22.3% 21.0%
Median rent $974 $1,597 $1,413
Rent as a share of renters' income 17.3% 33.1% 30.6%
Median year homes were built 1964 1996 1980
Vacant homes 24.6% 9.3% 10.1%
Population 2,809 3,184,612 334,922,499

What a typical home costs per month in Hawthorne

At this week's average 30-year rate of 7.11%, buying the median Hawthorne home of $167,900 with 20% down costs about $1,067 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,347, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $45,741 for the 20%-down payment. That payment is 19% of the median Hawthorne household income of $67,300; at that income and 20% down, the 28% guideline points to a home of about $247,000.

The median rent here is $974 a month, so owning the median home costs about $93 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$33,580
Loan amount$134,320
Principal and interest$904
Property taxes (0.67% a year)$94
Homeowners insurance (our estimate, 0.5% a year)$70
PMI$0
Total per month$1,067

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3.5% down, 30-year FHA loan
Down payment$5,876
Loan amount$164,859
Principal and interest$1,109
Property taxes (0.67% a year)$94
Homeowners insurance (our estimate, 0.5% a year)$70
FHA mortgage insurance$74
Total per month$1,347

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Questions about home buying in Hawthorne

What is the median home value in Hawthorne?

About $167,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Hawthorne?

Homeowners pay a median $1,129 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Hawthorne?

For the median home with 20% down at 7.11%, the payment is about $1,067 a month. Keeping that under 28% of gross income takes about $45,741 a year.

More about Hawthorne

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data