The typical owner-occupied home in Caliente is worth about $189,800, 56% below the Nevada median of $435,400 and 43% below the national median of $332,700. 57% of occupied homes here are lived in by their owners, and 62% of those owners still have a mortgage.
Caliente at a glance
| Caliente | Nevada | U.S. | |
|---|---|---|---|
| Median home value | $189,800 | $435,400 | $332,700 |
| Median property tax paid per year | – | $2,027 | $3,119 |
| Median household income | – | $78,260 | $80,734 |
| Homes lived in by their owners | 57% | 60% | 65% |
| Owner homes with a mortgage | 62% | 66% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,932 | $1,963 |
| Those costs as a share of the owners' income | 17.0% | 22.3% | 21.0% |
| Median rent | $692 | $1,597 | $1,413 |
| Rent as a share of renters' income | 33.3% | 33.1% | 30.6% |
| Median year homes were built | 1985 | 1996 | 1980 |
| Vacant homes | 30.4% | 9.3% | 10.1% |
| Population | 1,146 | 3,184,612 | 334,922,499 |
What a typical home costs per month in Caliente
At this week's average 30-year rate of 7.11%, buying the median Caliente home of $189,800 with 20% down costs about $1,275 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,591, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $54,622 for the 20%-down payment.
The median rent here is $692 a month, so owning the median home costs about $583 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $37,960 |
|---|---|
| Loan amount | $151,840 |
| Principal and interest | $1,021 |
| Property taxes (1.10% a year) | $174 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| PMI | $0 |
| Total per month | $1,275 |
Change the numbers in the calculator
| Down payment | $6,643 |
|---|---|
| Loan amount | $186,362 |
| Principal and interest | $1,254 |
| Property taxes (1.10% a year) | $174 |
| Homeowners insurance (our estimate, 0.5% a year) | $79 |
| FHA mortgage insurance | $84 |
| Total per month | $1,591 |
Change the numbers in the calculator
Questions about home buying in Caliente
What is the median home value in Caliente?
About $189,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Caliente?
For the median home with 20% down at 7.11%, the payment is about $1,275 a month. Keeping that under 28% of gross income takes about $54,622 a year.
More about Caliente
- Mortgage Refinance in Caliente
- Debt Relief in Caliente
- Home Equity Loans in Caliente
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data