The typical owner-occupied home in Boulder City is worth about $435,600, about the same as the Nevada median of $435,400 and 31% above the national median of $332,700. Owners pay a median $1,578 a year in property taxes, about 0.36% of their home's value, lower than the Nevada rate of 0.47%. The median household earns $74,757 a year, so the median home costs 5.8 times the median income (5.6 times for Nevada). 78% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Boulder City at a glance
| Boulder City | Nevada | U.S. | |
|---|---|---|---|
| Median home value | $435,600 | $435,400 | $332,700 |
| Median property tax paid per year | $1,578 | $2,027 | $3,119 |
| Property tax as a share of value | 0.36% | 0.47% | 0.94% |
| Median household income | $74,757 | $78,260 | $80,734 |
| Homes lived in by their owners | 78% | 60% | 65% |
| Owner homes with a mortgage | 50% | 66% | 61% |
| Median monthly costs, owners with a mortgage | $2,189 | $1,932 | $1,963 |
| Those costs as a share of the owners' income | 22.9% | 22.3% | 21.0% |
| Median rent | $1,427 | $1,597 | $1,413 |
| Rent as a share of renters' income | 31.5% | 33.1% | 30.6% |
| Median year homes were built | 1981 | 1996 | 1980 |
| Vacant homes | 10.1% | 9.3% | 10.1% |
| Population | 14,919 | 3,184,612 | 334,922,499 |
What a typical home costs per month in Boulder City
At this week's average 30-year rate of 7.11%, buying the median Boulder City home of $435,600 with 20% down costs about $2,656 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,382, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $113,847 for the 20%-down payment. That payment is 43% of the median Boulder City household income of $74,757; at that income and 20% down, the 28% guideline points to a home of about $286,000.
The median rent here is $1,427 a month, so owning the median home costs about $1,229 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $87,120 |
|---|---|
| Loan amount | $348,480 |
| Principal and interest | $2,344 |
| Property taxes (0.36% a year) | $131 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| PMI | $0 |
| Total per month | $2,656 |
Change the numbers in the calculator
| Down payment | $15,246 |
|---|---|
| Loan amount | $427,710 |
| Principal and interest | $2,877 |
| Property taxes (0.36% a year) | $131 |
| Homeowners insurance (our estimate, 0.5% a year) | $182 |
| FHA mortgage insurance | $193 |
| Total per month | $3,382 |
Change the numbers in the calculator
Questions about home buying in Boulder City
What is the median home value in Boulder City?
About $435,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Boulder City?
Homeowners pay a median $1,578 a year, which is about 0.36% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Boulder City?
For the median home with 20% down at 7.11%, the payment is about $2,656 a month. Keeping that under 28% of gross income takes about $113,847 a year.
More about Boulder City
- Mortgage Refinance in Boulder City
- Debt Relief in Boulder City
- Home Equity Loans in Boulder City
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data