The typical owner-occupied home in Joice is worth about $96,900, 53% below the Iowa median of $208,000 and 71% below the national median of $332,700. Owners pay a median $1,125 a year in property taxes, about 1.16% of their home's value, lower than the Iowa rate of 1.39%. The median household earns $66,250 a year, so the median home costs 1.5 times the median income (2.8 times for Iowa). 75% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.
Joice at a glance
| Joice | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $96,900 | $208,000 | $332,700 |
| Median property tax paid per year | $1,125 | $2,897 | $3,119 |
| Property tax as a share of value | 1.16% | 1.39% | 0.94% |
| Median household income | $66,250 | $75,059 | $80,734 |
| Homes lived in by their owners | 75% | 72% | 65% |
| Owner homes with a mortgage | 48% | 59% | 61% |
| Median monthly costs, owners with a mortgage | $1,050 | $1,533 | $1,963 |
| Those costs as a share of the owners' income | 14.2% | 18.7% | 21.0% |
| Median rent | $800 | $972 | $1,413 |
| Rent as a share of renters' income | 22.7% | 27.4% | 30.6% |
| Median year homes were built | 1952 | 1972 | 1980 |
| Vacant homes | 7.3% | 8.5% | 10.1% |
| Population | 207 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Joice
At this week's average 30-year rate of 7.11%, buying the median Joice home of $96,900 with 20% down costs about $656 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $817, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,094 for the 20%-down payment. That payment is 12% of the median Joice household income of $66,250; at that income and 20% down, the 28% guideline points to a home of about $229,000.
The median rent here is $800 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $19,380 |
|---|---|
| Loan amount | $77,520 |
| Principal and interest | $521 |
| Property taxes (1.16% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $656 |
Change the numbers in the calculator
| Down payment | $3,392 |
|---|---|
| Loan amount | $95,145 |
| Principal and interest | $640 |
| Property taxes (1.16% a year) | $94 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $817 |
Change the numbers in the calculator
Questions about home buying in Joice
What is the median home value in Joice?
About $96,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Joice?
Homeowners pay a median $1,125 a year, which is about 1.16% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Joice?
For the median home with 20% down at 7.11%, the payment is about $656 a month. Keeping that under 28% of gross income takes about $28,094 a year.
More about Joice
- Mortgage Refinance in Joice
- Debt Relief in Joice
- Home Equity Loans in Joice
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data