The typical owner-occupied home in Climbing Hill is worth about $137,500, 34% below the Iowa median of $208,000 and 59% below the national median of $332,700. Owners pay a median $1,500 a year in property taxes, about 1.09% of their home's value, lower than the Iowa rate of 1.39%. The median household earns $87,500 a year, so the median home costs 1.6 times the median income (2.8 times for Iowa). 100% of occupied homes here are lived in by their owners, and 28% of those owners still have a mortgage.
Climbing Hill at a glance
| Climbing Hill | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $137,500 | $208,000 | $332,700 |
| Median property tax paid per year | $1,500 | $2,897 | $3,119 |
| Property tax as a share of value | 1.09% | 1.39% | 0.94% |
| Median household income | $87,500 | $75,059 | $80,734 |
| Homes lived in by their owners | 100% | 72% | 65% |
| Owner homes with a mortgage | 28% | 59% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,533 | $1,963 |
| Median rent | – | $972 | $1,413 |
| Median year homes were built | 1943 | 1972 | 1980 |
| Vacant homes | 21.7% | 8.5% | 10.1% |
| Population | 45 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Climbing Hill
At this week's average 30-year rate of 7.11%, buying the median Climbing Hill home of $137,500 with 20% down costs about $922 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,151, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $39,522 for the 20%-down payment. That payment is 13% of the median Climbing Hill household income of $87,500; at that income and 20% down, the 28% guideline points to a home of about $304,000.
| Down payment | $27,500 |
|---|---|
| Loan amount | $110,000 |
| Principal and interest | $740 |
| Property taxes (1.09% a year) | $125 |
| Homeowners insurance (our estimate, 0.5% a year) | $57 |
| PMI | $0 |
| Total per month | $922 |
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| Down payment | $4,812 |
|---|---|
| Loan amount | $135,010 |
| Principal and interest | $908 |
| Property taxes (1.09% a year) | $125 |
| Homeowners insurance (our estimate, 0.5% a year) | $57 |
| FHA mortgage insurance | $61 |
| Total per month | $1,151 |
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Questions about home buying in Climbing Hill
What is the median home value in Climbing Hill?
About $137,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Climbing Hill?
Homeowners pay a median $1,500 a year, which is about 1.09% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Climbing Hill?
For the median home with 20% down at 7.11%, the payment is about $922 a month. Keeping that under 28% of gross income takes about $39,522 a year.
More about Climbing Hill
- Mortgage Refinance in Climbing Hill
- Debt Relief in Climbing Hill
- Home Equity Loans in Climbing Hill
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data