The typical owner-occupied home in Keota is worth about $106,600, 49% below the Iowa median of $208,000 and 68% below the national median of $332,700. Owners pay a median $1,546 a year in property taxes, about 1.45% of their home's value, close to the Iowa rate of 1.39%. The median household earns $64,188 a year, so the median home costs 1.7 times the median income (2.8 times for Iowa). 90% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Keota at a glance
| Keota | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $106,600 | $208,000 | $332,700 |
| Median property tax paid per year | $1,546 | $2,897 | $3,119 |
| Property tax as a share of value | 1.45% | 1.39% | 0.94% |
| Median household income | $64,188 | $75,059 | $80,734 |
| Homes lived in by their owners | 90% | 72% | 65% |
| Owner homes with a mortgage | 54% | 59% | 61% |
| Median monthly costs, owners with a mortgage | $1,131 | $1,533 | $1,963 |
| Those costs as a share of the owners' income | 18.6% | 18.7% | 21.0% |
| Median rent | $776 | $972 | $1,413 |
| Rent as a share of renters' income | 28.0% | 27.4% | 30.6% |
| Median year homes were built | 1957 | 1972 | 1980 |
| Vacant homes | 6.6% | 8.5% | 10.1% |
| Population | 891 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Keota
At this week's average 30-year rate of 7.11%, buying the median Keota home of $106,600 with 20% down costs about $747 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $924, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,010 for the 20%-down payment. That payment is 14% of the median Keota household income of $64,188; at that income and 20% down, the 28% guideline points to a home of about $214,000.
The median rent here is $776 a month, a little more than the monthly cost of owning the median home with 20% down.
| Down payment | $21,320 |
|---|---|
| Loan amount | $85,280 |
| Principal and interest | $574 |
| Property taxes (1.45% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| PMI | $0 |
| Total per month | $747 |
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| Down payment | $3,731 |
|---|---|
| Loan amount | $104,669 |
| Principal and interest | $704 |
| Property taxes (1.45% a year) | $129 |
| Homeowners insurance (our estimate, 0.5% a year) | $44 |
| FHA mortgage insurance | $47 |
| Total per month | $924 |
Change the numbers in the calculator
Questions about home buying in Keota
What is the median home value in Keota?
About $106,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Keota?
Homeowners pay a median $1,546 a year, which is about 1.45% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Keota?
For the median home with 20% down at 7.11%, the payment is about $747 a month. Keeping that under 28% of gross income takes about $32,010 a year.
More about Keota
- Mortgage Refinance in Keota
- Debt Relief in Keota
- Home Equity Loans in Keota
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data