The typical owner-occupied home in Douds is worth about $96,700, 54% below the Iowa median of $208,000 and 71% below the national median of $332,700. Owners pay a median $1,294 a year in property taxes, about 1.34% of their home's value, close to the Iowa rate of 1.39%. 61% of occupied homes here are lived in by their owners, and 22% of those owners still have a mortgage.
Douds at a glance
| Douds | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $96,700 | $208,000 | $332,700 |
| Median property tax paid per year | $1,294 | $2,897 | $3,119 |
| Property tax as a share of value | 1.34% | 1.39% | 0.94% |
| Median household income | – | $75,059 | $80,734 |
| Homes lived in by their owners | 61% | 72% | 65% |
| Owner homes with a mortgage | 22% | 59% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,533 | $1,963 |
| Median rent | – | $972 | $1,413 |
| Median year homes were built | 1973 | 1972 | 1980 |
| Vacant homes | 14.8% | 8.5% | 10.1% |
| Population | 243 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Douds
At this week's average 30-year rate of 7.11%, buying the median Douds home of $96,700 with 20% down costs about $669 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $830, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,658 for the 20%-down payment.
| Down payment | $19,340 |
|---|---|
| Loan amount | $77,360 |
| Principal and interest | $520 |
| Property taxes (1.34% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| PMI | $0 |
| Total per month | $669 |
Change the numbers in the calculator
| Down payment | $3,384 |
|---|---|
| Loan amount | $94,949 |
| Principal and interest | $639 |
| Property taxes (1.34% a year) | $108 |
| Homeowners insurance (our estimate, 0.5% a year) | $40 |
| FHA mortgage insurance | $43 |
| Total per month | $830 |
Change the numbers in the calculator
Questions about home buying in Douds
What is the median home value in Douds?
About $96,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Douds?
Homeowners pay a median $1,294 a year, which is about 1.34% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Douds?
For the median home with 20% down at 7.11%, the payment is about $669 a month. Keeping that under 28% of gross income takes about $28,658 a year.
More about Douds
- Mortgage Refinance in Douds
- Debt Relief in Douds
- Home Equity Loans in Douds
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data