The typical owner-occupied home in Vining is worth about $90,000, 57% below the Iowa median of $208,000 and 73% below the national median of $332,700. The median household earns $73,750 a year, so the median home costs 1.2 times the median income (2.8 times for Iowa). 96% of occupied homes here are lived in by their owners, and 35% of those owners still have a mortgage.
Vining at a glance
| Vining | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $90,000 | $208,000 | $332,700 |
| Median property tax paid per year | – | $2,897 | $3,119 |
| Median household income | $73,750 | $75,059 | $80,734 |
| Homes lived in by their owners | 96% | 72% | 65% |
| Owner homes with a mortgage | 35% | 59% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,533 | $1,963 |
| Those costs as a share of the owners' income | 9.0% | 18.7% | 21.0% |
| Median rent | – | $972 | $1,413 |
| Median year homes were built | 1938 | 1972 | 1980 |
| Vacant homes | 18.2% | 8.5% | 10.1% |
| Population | 68 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Vining
At this week's average 30-year rate of 7.11%, buying the median Vining home of $90,000 with 20% down costs about $604 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $754, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $25,901 for the 20%-down payment. That payment is 10% of the median Vining household income of $73,750; at that income and 20% down, the 28% guideline points to a home of about $256,000.
| Down payment | $18,000 |
|---|---|
| Loan amount | $72,000 |
| Principal and interest | $484 |
| Property taxes (1.10% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| PMI | $0 |
| Total per month | $604 |
Change the numbers in the calculator
| Down payment | $3,150 |
|---|---|
| Loan amount | $88,370 |
| Principal and interest | $594 |
| Property taxes (1.10% a year) | $82 |
| Homeowners insurance (our estimate, 0.5% a year) | $38 |
| FHA mortgage insurance | $40 |
| Total per month | $754 |
Change the numbers in the calculator
Questions about home buying in Vining
What is the median home value in Vining?
About $90,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Vining?
For the median home with 20% down at 7.11%, the payment is about $604 a month. Keeping that under 28% of gross income takes about $25,901 a year.
More about Vining
- Mortgage Refinance in Vining
- Debt Relief in Vining
- Home Equity Loans in Vining
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data