The typical owner-occupied home in Windsor Heights is worth about $267,900, 29% above the Iowa median of $208,000 and 19% below the national median of $332,700. Owners pay a median $4,732 a year in property taxes, about 1.77% of their home's value, higher than the Iowa rate of 1.39%. The median household earns $91,707 a year, so the median home costs 2.9 times the median income (2.8 times for Iowa). 79% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Windsor Heights at a glance
| Windsor Heights | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $267,900 | $208,000 | $332,700 |
| Median property tax paid per year | $4,732 | $2,897 | $3,119 |
| Property tax as a share of value | 1.77% | 1.39% | 0.94% |
| Median household income | $91,707 | $75,059 | $80,734 |
| Homes lived in by their owners | 79% | 72% | 65% |
| Owner homes with a mortgage | 68% | 59% | 61% |
| Median monthly costs, owners with a mortgage | $1,739 | $1,533 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 18.7% | 21.0% |
| Median rent | $1,498 | $972 | $1,413 |
| Rent as a share of renters' income | 37.1% | 27.4% | 30.6% |
| Median year homes were built | 1960 | 1972 | 1980 |
| Vacant homes | 7.5% | 8.5% | 10.1% |
| Population | 5,143 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Windsor Heights
At this week's average 30-year rate of 7.11%, buying the median Windsor Heights home of $267,900 with 20% down costs about $1,949 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,395, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $83,508 for the 20%-down payment. That payment is 25% of the median Windsor Heights household income of $91,707; at that income and 20% down, the 28% guideline points to a home of about $294,000.
The median rent here is $1,498 a month, so owning the median home costs about $451 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $53,580 |
|---|---|
| Loan amount | $214,320 |
| Principal and interest | $1,442 |
| Property taxes (1.77% a year) | $395 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| PMI | $0 |
| Total per month | $1,949 |
Change the numbers in the calculator
| Down payment | $9,376 |
|---|---|
| Loan amount | $263,048 |
| Principal and interest | $1,770 |
| Property taxes (1.77% a year) | $395 |
| Homeowners insurance (our estimate, 0.5% a year) | $112 |
| FHA mortgage insurance | $118 |
| Total per month | $2,395 |
Change the numbers in the calculator
Questions about home buying in Windsor Heights
What is the median home value in Windsor Heights?
About $267,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Windsor Heights?
Homeowners pay a median $4,732 a year, which is about 1.77% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Windsor Heights?
For the median home with 20% down at 7.11%, the payment is about $1,949 a month. Keeping that under 28% of gross income takes about $83,508 a year.
More about Windsor Heights
- Mortgage Refinance in Windsor Heights
- Debt Relief in Windsor Heights
- Home Equity Loans in Windsor Heights
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data