The typical owner-occupied home in Percival is worth about $99,100, 52% below the Iowa median of $208,000 and 70% below the national median of $332,700. The median household earns $57,727 a year, so the median home costs 1.7 times the median income (2.8 times for Iowa). 54% of occupied homes here are lived in by their owners, and 54% of those owners still have a mortgage.
Percival at a glance
| Percival | Iowa | U.S. | |
|---|---|---|---|
| Median home value | $99,100 | $208,000 | $332,700 |
| Median property tax paid per year | – | $2,897 | $3,119 |
| Median household income | $57,727 | $75,059 | $80,734 |
| Homes lived in by their owners | 54% | 72% | 65% |
| Owner homes with a mortgage | 54% | 59% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,533 | $1,963 |
| Median rent | – | $972 | $1,413 |
| Median year homes were built | 1942 | 1972 | 1980 |
| Vacant homes | 0.0% | 8.5% | 10.1% |
| Population | 105 | 3,210,507 | 334,922,499 |
What a typical home costs per month in Percival
At this week's average 30-year rate of 7.11%, buying the median Percival home of $99,100 with 20% down costs about $665 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $831, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,519 for the 20%-down payment. That payment is 14% of the median Percival household income of $57,727; at that income and 20% down, the 28% guideline points to a home of about $201,000.
| Down payment | $19,820 |
|---|---|
| Loan amount | $79,280 |
| Principal and interest | $533 |
| Property taxes (1.10% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| PMI | $0 |
| Total per month | $665 |
Change the numbers in the calculator
| Down payment | $3,468 |
|---|---|
| Loan amount | $97,305 |
| Principal and interest | $655 |
| Property taxes (1.10% a year) | $91 |
| Homeowners insurance (our estimate, 0.5% a year) | $41 |
| FHA mortgage insurance | $44 |
| Total per month | $831 |
Change the numbers in the calculator
Questions about home buying in Percival
What is the median home value in Percival?
About $99,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Percival?
For the median home with 20% down at 7.11%, the payment is about $665 a month. Keeping that under 28% of gross income takes about $28,519 a year.
More about Percival
- Mortgage Refinance in Percival
- Debt Relief in Percival
- Home Equity Loans in Percival
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data