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Buying a home in North Buena Vista, Iowa

The typical owner-occupied home in North Buena Vista is worth about $109,400, 47% below the Iowa median of $208,000 and 67% below the national median of $332,700. Owners pay a median $1,017 a year in property taxes, about 0.93% of their home's value, lower than the Iowa rate of 1.39%. The median household earns $51,719 a year, so the median home costs 2.1 times the median income (2.8 times for Iowa). 80% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

North Buena Vista at a glance

North Buena Vista Iowa U.S.
Median home value $109,400 $208,000 $332,700
Median property tax paid per year $1,017 $2,897 $3,119
Property tax as a share of value 0.93% 1.39% 0.94%
Median household income $51,719 $75,059 $80,734
Homes lived in by their owners 80% 72% 65%
Owner homes with a mortgage 49% 59% 61%
Median monthly costs, owners with a mortgage $1,208 $1,533 $1,963
Those costs as a share of the owners' income 19.5% 18.7% 21.0%
Median rent $760 $972 $1,413
Rent as a share of renters' income 25.0% 27.4% 30.6%
Median year homes were built 1982 1972 1980
Vacant homes 53.8% 8.5% 10.1%
Population 139 3,210,507 334,922,499

What a typical home costs per month in North Buena Vista

At this week's average 30-year rate of 7.11%, buying the median North Buena Vista home of $109,400 with 20% down costs about $719 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $901, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,819 for the 20%-down payment. That payment is 17% of the median North Buena Vista household income of $51,719; at that income and 20% down, the 28% guideline points to a home of about $184,000.

The median rent here is $760 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,880
Loan amount$87,520
Principal and interest$589
Property taxes (0.93% a year)$85
Homeowners insurance (our estimate, 0.5% a year)$46
PMI$0
Total per month$719

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3.5% down, 30-year FHA loan
Down payment$3,829
Loan amount$107,418
Principal and interest$723
Property taxes (0.93% a year)$85
Homeowners insurance (our estimate, 0.5% a year)$46
FHA mortgage insurance$48
Total per month$901

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Questions about home buying in North Buena Vista

What is the median home value in North Buena Vista?

About $109,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in North Buena Vista?

Homeowners pay a median $1,017 a year, which is about 0.93% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in North Buena Vista?

For the median home with 20% down at 7.11%, the payment is about $719 a month. Keeping that under 28% of gross income takes about $30,819 a year.

More about North Buena Vista

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data