The typical owner-occupied home in Hana is worth about $678,100, 19% below the Hawaii median of $839,100 and 2.0 times the national median of $332,700. The median household earns $53,750 a year, so the median home costs 12.6 times the median income (8.4 times for Hawaii). 58% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.
Hana at a glance
| Hana | Hawaii | U.S. | |
|---|---|---|---|
| Median home value | $678,100 | $839,100 | $332,700 |
| Median property tax paid per year | – | $2,239 | $3,119 |
| Median household income | $53,750 | $100,389 | $80,734 |
| Homes lived in by their owners | 58% | 63% | 65% |
| Owner homes with a mortgage | 51% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,333 | $2,904 | $1,963 |
| Those costs as a share of the owners' income | 31.3% | 25.7% | 21.0% |
| Median rent | $3,501 | $1,971 | $1,413 |
| Rent as a share of renters' income | 51.0% | 33.2% | 30.6% |
| Median year homes were built | 1993 | 1980 | 1980 |
| Vacant homes | 15.5% | 13.3% | 10.1% |
| Population | 946 | 1,445,235 | 334,922,499 |
What a typical home costs per month in Hana
At this week's average 30-year rate of 7.11%, buying the median Hana home of $678,100 with 20% down costs about $4,553 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $5,683, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $195,147 for the 20%-down payment. That payment is 102% of the median Hana household income of $53,750; at that income and 20% down, the 28% guideline points to a home of about $187,000.
The median rent here is $3,501 a month, so owning the median home costs about $1,052 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $135,620 |
|---|---|
| Loan amount | $542,480 |
| Principal and interest | $3,649 |
| Property taxes (1.10% a year) | $622 |
| Homeowners insurance (our estimate, 0.5% a year) | $283 |
| PMI | $0 |
| Total per month | $4,553 |
Change the numbers in the calculator
| Down payment | $23,734 |
|---|---|
| Loan amount | $665,818 |
| Principal and interest | $4,479 |
| Property taxes (1.10% a year) | $622 |
| Homeowners insurance (our estimate, 0.5% a year) | $283 |
| FHA mortgage insurance | $300 |
| Total per month | $5,683 |
Change the numbers in the calculator
Questions about home buying in Hana
What is the median home value in Hana?
About $678,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Hana?
For the median home with 20% down at 7.11%, the payment is about $4,553 a month. Keeping that under 28% of gross income takes about $195,147 a year.
More about Hana
- Mortgage Refinance in Hana
- Debt Relief in Hana
- Home Equity Loans in Hana
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data