The typical owner-occupied home in Maui County is worth about $904,700, 8% above the Hawaii median of $839,100 and 2.7 times the national median of $332,700. Owners pay a median $1,466 a year in property taxes, about 0.16% of their home's value, lower than the Hawaii rate of 0.27%. The median household earns $97,161 a year, so the median home costs 9.3 times the median income (8.4 times for Hawaii). 66% of occupied homes here are lived in by their owners, and 63% of those owners still have a mortgage.
Maui County at a glance
| Maui County | Hawaii | U.S. | |
|---|---|---|---|
| Median home value | $904,700 | $839,100 | $332,700 |
| Median property tax paid per year | $1,466 | $2,239 | $3,119 |
| Property tax as a share of value | 0.16% | 0.27% | 0.94% |
| Median household income | $97,161 | $100,389 | $80,734 |
| Homes lived in by their owners | 66% | 63% | 65% |
| Owner homes with a mortgage | 63% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $2,821 | $2,904 | $1,963 |
| Those costs as a share of the owners' income | 26.7% | 25.7% | 21.0% |
| Median rent | $1,916 | $1,971 | $1,413 |
| Rent as a share of renters' income | 32.9% | 33.2% | 30.6% |
| Median year homes were built | 1985 | 1980 | 1980 |
| Vacant homes | 22.7% | 13.3% | 10.1% |
| Population | 164,522 | 1,445,235 | 334,922,499 |
What a typical home costs per month in Maui County
At this week's average 30-year rate of 7.11%, buying the median Maui County home of $904,700 with 20% down costs about $5,366 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $7,019, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $229,987 for the 20%-down payment. That payment is 66% of the median Maui County household income of $97,161; at that income and 20% down, the 28% guideline points to a home of about $382,000.
The median rent here is $1,916 a month, so owning the median home costs about $3,450 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $180,940 |
|---|---|
| Loan amount | $723,760 |
| Principal and interest | $4,869 |
| Property taxes (0.16% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $377 |
| PMI | $0 |
| Total per month | $5,366 |
Change the numbers in the calculator
| Down payment | $31,664 |
|---|---|
| Loan amount | $888,314 |
| Principal and interest | $5,976 |
| Property taxes (0.16% a year) | $121 |
| Homeowners insurance (our estimate, 0.5% a year) | $377 |
| FHA mortgage insurance | $546 |
| Total per month | $7,019 |
Change the numbers in the calculator
Questions about home buying in Maui County
What is the median home value in Maui County?
About $904,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Maui County?
Homeowners pay a median $1,466 a year, which is about 0.16% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Maui County?
For the median home with 20% down at 7.11%, the payment is about $5,366 a month. Keeping that under 28% of gross income takes about $229,987 a year.
More about Maui County
- Mortgage Refinance in Maui County
- Debt Relief in Maui County
- Home Equity Loans in Maui County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data