The typical owner-occupied home in Princeville is worth about $1,421,000, 69% above the Hawaii median of $839,100 and 4.3 times the national median of $332,700. Owners pay a median $2,836 a year in property taxes, about 0.20% of their home's value, lower than the Hawaii rate of 0.27%. The median household earns $102,109 a year, so the median home costs 13.9 times the median income (8.4 times for Hawaii). 72% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Princeville at a glance
| Princeville | Hawaii | U.S. | |
|---|---|---|---|
| Median home value | $1,421,000 | $839,100 | $332,700 |
| Median property tax paid per year | $2,836 | $2,239 | $3,119 |
| Property tax as a share of value | 0.20% | 0.27% | 0.94% |
| Median household income | $102,109 | $100,389 | $80,734 |
| Homes lived in by their owners | 72% | 63% | 65% |
| Owner homes with a mortgage | 50% | 63% | 61% |
| Median monthly costs, owners with a mortgage | $3,375 | $2,904 | $1,963 |
| Those costs as a share of the owners' income | 30.9% | 25.7% | 21.0% |
| Median rent | $1,711 | $1,971 | $1,413 |
| Rent as a share of renters' income | 30.0% | 33.2% | 30.6% |
| Median year homes were built | 1985 | 1980 | 1980 |
| Vacant homes | 67.0% | 13.3% | 10.1% |
| Population | 2,020 | 1,445,235 | 334,922,499 |
What a typical home costs per month in Princeville
At this week's average 30-year rate of 7.11%, buying the median Princeville home of $1,421,000 with 20% down costs about $8,476 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $11,072, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $363,268 for the 20%-down payment. That payment is 100% of the median Princeville household income of $102,109; at that income and 20% down, the 28% guideline points to a home of about $399,000.
The median rent here is $1,711 a month, so owning the median home costs about $6,765 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $284,200 |
|---|---|
| Loan amount | $1,136,800 |
| Principal and interest | $7,647 |
| Property taxes (0.20% a year) | $237 |
| Homeowners insurance (our estimate, 0.5% a year) | $592 |
| PMI | $0 |
| Total per month | $8,476 |
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| Down payment | $49,735 |
|---|---|
| Loan amount | $1,395,262 |
| Principal and interest | $9,386 |
| Property taxes (0.20% a year) | $237 |
| Homeowners insurance (our estimate, 0.5% a year) | $592 |
| FHA mortgage insurance | $857 |
| Total per month | $11,072 |
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Questions about home buying in Princeville
What is the median home value in Princeville?
About $1,421,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Princeville?
Homeowners pay a median $2,836 a year, which is about 0.20% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Princeville?
For the median home with 20% down at 7.11%, the payment is about $8,476 a month. Keeping that under 28% of gross income takes about $363,268 a year.
More about Princeville
- Mortgage Refinance in Princeville
- Debt Relief in Princeville
- Home Equity Loans in Princeville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data