The typical owner-occupied home in Saint Georges is worth about $463,200, 32% above the Delaware median of $352,000 and 39% above the national median of $332,700. Owners pay a median $3,541 a year in property taxes, about 0.76% of their home's value, higher than the Delaware rate of 0.50%. The median household earns $131,553 a year, so the median home costs 3.5 times the median income (4.1 times for Delaware). 96% of occupied homes here are lived in by their owners, and 86% of those owners still have a mortgage.
Saint Georges at a glance
| Saint Georges | Delaware | U.S. | |
|---|---|---|---|
| Median home value | $463,200 | $352,000 | $332,700 |
| Median property tax paid per year | $3,541 | $1,768 | $3,119 |
| Property tax as a share of value | 0.76% | 0.50% | 0.94% |
| Median household income | $131,553 | $84,954 | $80,734 |
| Homes lived in by their owners | 96% | 73% | 65% |
| Owner homes with a mortgage | 86% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $2,711 | $1,816 | $1,963 |
| Those costs as a share of the owners' income | 21.1% | 20.0% | 21.0% |
| Median rent | – | $1,401 | $1,413 |
| Median year homes were built | 1997 | 1987 | 1980 |
| Vacant homes | 4.2% | 13.4% | 10.1% |
| Population | 1,530 | 1,021,191 | 334,922,499 |
What a typical home costs per month in Saint Georges
At this week's average 30-year rate of 7.11%, buying the median Saint Georges home of $463,200 with 20% down costs about $2,979 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,751, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $127,677 for the 20%-down payment. That payment is 27% of the median Saint Georges household income of $131,553; at that income and 20% down, the 28% guideline points to a home of about $477,000.
| Down payment | $92,640 |
|---|---|
| Loan amount | $370,560 |
| Principal and interest | $2,493 |
| Property taxes (0.76% a year) | $293 |
| Homeowners insurance (our estimate, 0.5% a year) | $193 |
| PMI | $0 |
| Total per month | $2,979 |
Change the numbers in the calculator
| Down payment | $16,212 |
|---|---|
| Loan amount | $454,810 |
| Principal and interest | $3,060 |
| Property taxes (0.76% a year) | $293 |
| Homeowners insurance (our estimate, 0.5% a year) | $193 |
| FHA mortgage insurance | $205 |
| Total per month | $3,751 |
Change the numbers in the calculator
Questions about home buying in Saint Georges
What is the median home value in Saint Georges?
About $463,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint Georges?
Homeowners pay a median $3,541 a year, which is about 0.76% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint Georges?
For the median home with 20% down at 7.11%, the payment is about $2,979 a month. Keeping that under 28% of gross income takes about $127,677 a year.
More about Saint Georges
- Mortgage Refinance in Saint Georges
- Debt Relief in Saint Georges
- Home Equity Loans in Saint Georges
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data