The typical owner-occupied home in Claymont is worth about $276,600, 21% below the Delaware median of $352,000 and 17% below the national median of $332,700. Owners pay a median $1,813 a year in property taxes, about 0.66% of their home's value, higher than the Delaware rate of 0.50%. The median household earns $74,712 a year, so the median home costs 3.7 times the median income (4.1 times for Delaware). 56% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.
Claymont at a glance
| Claymont | Delaware | U.S. | |
|---|---|---|---|
| Median home value | $276,600 | $352,000 | $332,700 |
| Median property tax paid per year | $1,813 | $1,768 | $3,119 |
| Property tax as a share of value | 0.66% | 0.50% | 0.94% |
| Median household income | $74,712 | $84,954 | $80,734 |
| Homes lived in by their owners | 56% | 73% | 65% |
| Owner homes with a mortgage | 68% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,482 | $1,816 | $1,963 |
| Those costs as a share of the owners' income | 17.5% | 20.0% | 21.0% |
| Median rent | $1,306 | $1,401 | $1,413 |
| Rent as a share of renters' income | 28.9% | 29.9% | 30.6% |
| Median year homes were built | 1964 | 1987 | 1980 |
| Vacant homes | 4.8% | 13.4% | 10.1% |
| Population | 8,786 | 1,021,191 | 334,922,499 |
What a typical home costs per month in Claymont
At this week's average 30-year rate of 7.11%, buying the median Claymont home of $276,600 with 20% down costs about $1,756 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,217, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $75,255 for the 20%-down payment. That payment is 28% of the median Claymont household income of $74,712; at that income and 20% down, the 28% guideline points to a home of about $275,000.
The median rent here is $1,306 a month, so owning the median home costs about $450 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $55,320 |
|---|---|
| Loan amount | $221,280 |
| Principal and interest | $1,489 |
| Property taxes (0.66% a year) | $152 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| PMI | $0 |
| Total per month | $1,756 |
Change the numbers in the calculator
| Down payment | $9,681 |
|---|---|
| Loan amount | $271,590 |
| Principal and interest | $1,827 |
| Property taxes (0.66% a year) | $152 |
| Homeowners insurance (our estimate, 0.5% a year) | $115 |
| FHA mortgage insurance | $122 |
| Total per month | $2,217 |
Change the numbers in the calculator
Questions about home buying in Claymont
What is the median home value in Claymont?
About $276,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Claymont?
Homeowners pay a median $1,813 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Claymont?
For the median home with 20% down at 7.11%, the payment is about $1,756 a month. Keeping that under 28% of gross income takes about $75,255 a year.
More about Claymont
- Mortgage Refinance in Claymont
- Debt Relief in Claymont
- Home Equity Loans in Claymont
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data