The typical owner-occupied home in Woodside is worth about $320,800, 9% below the Delaware median of $352,000 and 4% below the national median of $332,700. The median household earns $79,375 a year, so the median home costs 4.0 times the median income (4.1 times for Delaware). 58% of occupied homes here are lived in by their owners, and 52% of those owners still have a mortgage.
Woodside at a glance
| Woodside | Delaware | U.S. | |
|---|---|---|---|
| Median home value | $320,800 | $352,000 | $332,700 |
| Median property tax paid per year | – | $1,768 | $3,119 |
| Median household income | $79,375 | $84,954 | $80,734 |
| Homes lived in by their owners | 58% | 73% | 65% |
| Owner homes with a mortgage | 52% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,794 | $1,816 | $1,963 |
| Those costs as a share of the owners' income | 20.5% | 20.0% | 21.0% |
| Median rent | $1,642 | $1,401 | $1,413 |
| Rent as a share of renters' income | 23.1% | 29.9% | 30.6% |
| Median year homes were built | 1966 | 1987 | 1980 |
| Vacant homes | 8.7% | 13.4% | 10.1% |
| Population | 475 | 1,021,191 | 334,922,499 |
What a typical home costs per month in Woodside
At this week's average 30-year rate of 7.11%, buying the median Woodside home of $320,800 with 20% down costs about $2,154 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,689, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $92,321 for the 20%-down payment. That payment is 33% of the median Woodside household income of $79,375; at that income and 20% down, the 28% guideline points to a home of about $276,000.
The median rent here is $1,642 a month, so owning the median home costs about $512 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $64,160 |
|---|---|
| Loan amount | $256,640 |
| Principal and interest | $1,726 |
| Property taxes (1.10% a year) | $294 |
| Homeowners insurance (our estimate, 0.5% a year) | $134 |
| PMI | $0 |
| Total per month | $2,154 |
Change the numbers in the calculator
| Down payment | $11,228 |
|---|---|
| Loan amount | $314,990 |
| Principal and interest | $2,119 |
| Property taxes (1.10% a year) | $294 |
| Homeowners insurance (our estimate, 0.5% a year) | $134 |
| FHA mortgage insurance | $142 |
| Total per month | $2,689 |
Change the numbers in the calculator
Questions about home buying in Woodside
What is the median home value in Woodside?
About $320,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Woodside?
For the median home with 20% down at 7.11%, the payment is about $2,154 a month. Keeping that under 28% of gross income takes about $92,321 a year.
More about Woodside
- Mortgage Refinance in Woodside
- Debt Relief in Woodside
- Home Equity Loans in Woodside
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data