The typical owner-occupied home in Hartly is worth about $87,200, 75% below the Delaware median of $352,000 and 74% below the national median of $332,700. Owners pay a median $523 a year in property taxes, about 0.60% of their home's value, higher than the Delaware rate of 0.50%. The median household earns $152,813 a year, so the median home costs 0.6 times the median income (4.1 times for Delaware). 84% of occupied homes here are lived in by their owners, and 98% of those owners still have a mortgage.
Hartly at a glance
| Hartly | Delaware | U.S. | |
|---|---|---|---|
| Median home value | $87,200 | $352,000 | $332,700 |
| Median property tax paid per year | $523 | $1,768 | $3,119 |
| Property tax as a share of value | 0.60% | 0.50% | 0.94% |
| Median household income | $152,813 | $84,954 | $80,734 |
| Homes lived in by their owners | 84% | 73% | 65% |
| Owner homes with a mortgage | 98% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $2,136 | $1,816 | $1,963 |
| Those costs as a share of the owners' income | 17.7% | 20.0% | 21.0% |
| Median rent | – | $1,401 | $1,413 |
| Median year homes were built | 2004 | 1987 | 1980 |
| Vacant homes | 6.1% | 13.4% | 10.1% |
| Population | 199 | 1,021,191 | 334,922,499 |
What a typical home costs per month in Hartly
At this week's average 30-year rate of 7.11%, buying the median Hartly home of $87,200 with 20% down costs about $549 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $694, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $23,538 for the 20%-down payment. That payment is 4% of the median Hartly household income of $152,813; at that income and 20% down, the 28% guideline points to a home of about $566,000.
| Down payment | $17,440 |
|---|---|
| Loan amount | $69,760 |
| Principal and interest | $469 |
| Property taxes (0.60% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| PMI | $0 |
| Total per month | $549 |
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| Down payment | $3,052 |
|---|---|
| Loan amount | $85,621 |
| Principal and interest | $576 |
| Property taxes (0.60% a year) | $44 |
| Homeowners insurance (our estimate, 0.5% a year) | $36 |
| FHA mortgage insurance | $39 |
| Total per month | $694 |
Change the numbers in the calculator
Questions about home buying in Hartly
What is the median home value in Hartly?
About $87,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Hartly?
Homeowners pay a median $523 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Hartly?
For the median home with 20% down at 7.11%, the payment is about $549 a month. Keeping that under 28% of gross income takes about $23,538 a year.
More about Hartly
- Mortgage Refinance in Hartly
- Debt Relief in Hartly
- Home Equity Loans in Hartly
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data