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Buying a home in Stanfield, Arizona

The typical owner-occupied home in Stanfield is worth about $123,300, 69% below the Arizona median of $394,500 and 63% below the national median of $332,700. Owners pay a median $1,296 a year in property taxes, about 1.05% of their home's value, higher than the Arizona rate of 0.48%. 69% of occupied homes here are lived in by their owners, and 51% of those owners still have a mortgage.

Stanfield at a glance

Stanfield Arizona U.S.
Median home value $123,300 $394,500 $332,700
Median property tax paid per year $1,296 $1,879 $3,119
Property tax as a share of value 1.05% 0.48% 0.94%
Median household income – $79,964 $80,734
Homes lived in by their owners 69% 67% 65%
Owner homes with a mortgage 51% 62% 61%
Median monthly costs, owners with a mortgage $1,611 $1,803 $1,963
Those costs as a share of the owners' income 51.0% 20.5% 21.0%
Median rent – $1,543 $1,413
Median year homes were built 1976 1992 1980
Vacant homes 6.1% 10.5% 10.1%
Population 646 7,378,838 334,922,499

What a typical home costs per month in Stanfield

At this week's average 30-year rate of 7.11%, buying the median Stanfield home of $123,300 with 20% down costs about $823 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,028, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $35,264 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$24,660
Loan amount$98,640
Principal and interest$664
Property taxes (1.05% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$51
PMI$0
Total per month$823

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3.5% down, 30-year FHA loan
Down payment$4,316
Loan amount$121,067
Principal and interest$814
Property taxes (1.05% a year)$108
Homeowners insurance (our estimate, 0.5% a year)$51
FHA mortgage insurance$55
Total per month$1,028

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Questions about home buying in Stanfield

What is the median home value in Stanfield?

About $123,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Stanfield?

Homeowners pay a median $1,296 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Stanfield?

For the median home with 20% down at 7.11%, the payment is about $823 a month. Keeping that under 28% of gross income takes about $35,264 a year.

More about Stanfield

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data