The typical owner-occupied home in San Manuel is worth about $119,800, 70% below the Arizona median of $394,500 and 64% below the national median of $332,700. Owners pay a median $803 a year in property taxes, about 0.67% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $48,314 a year, so the median home costs 2.5 times the median income (4.9 times for Arizona). 84% of occupied homes here are lived in by their owners, and 47% of those owners still have a mortgage.
San Manuel at a glance
| San Manuel | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $119,800 | $394,500 | $332,700 |
| Median property tax paid per year | $803 | $1,879 | $3,119 |
| Property tax as a share of value | 0.67% | 0.48% | 0.94% |
| Median household income | $48,314 | $79,964 | $80,734 |
| Homes lived in by their owners | 84% | 67% | 65% |
| Owner homes with a mortgage | 47% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,075 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 19.2% | 20.5% | 21.0% |
| Median rent | $708 | $1,543 | $1,413 |
| Rent as a share of renters' income | 28.0% | 30.8% | 30.6% |
| Median year homes were built | 1957 | 1992 | 1980 |
| Vacant homes | 2.4% | 10.5% | 10.1% |
| Population | 3,491 | 7,378,838 | 334,922,499 |
What a typical home costs per month in San Manuel
At this week's average 30-year rate of 7.11%, buying the median San Manuel home of $119,800 with 20% down costs about $762 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $961, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $32,637 for the 20%-down payment. That payment is 19% of the median San Manuel household income of $48,314; at that income and 20% down, the 28% guideline points to a home of about $177,000.
The median rent here is $708 a month, so owning the median home costs about $54 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $23,960 |
|---|---|
| Loan amount | $95,840 |
| Principal and interest | $645 |
| Property taxes (0.67% a year) | $67 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| PMI | $0 |
| Total per month | $762 |
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| Down payment | $4,193 |
|---|---|
| Loan amount | $117,630 |
| Principal and interest | $791 |
| Property taxes (0.67% a year) | $67 |
| Homeowners insurance (our estimate, 0.5% a year) | $50 |
| FHA mortgage insurance | $53 |
| Total per month | $961 |
Change the numbers in the calculator
Questions about home buying in San Manuel
What is the median home value in San Manuel?
About $119,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in San Manuel?
Homeowners pay a median $803 a year, which is about 0.67% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in San Manuel?
For the median home with 20% down at 7.11%, the payment is about $762 a month. Keeping that under 28% of gross income takes about $32,637 a year.
More about San Manuel
- Mortgage Refinance in San Manuel
- Debt Relief in San Manuel
- Home Equity Loans in San Manuel
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data