The typical owner-occupied home in Pinedale is worth about $314,100, 20% below the Arizona median of $394,500 and 6% below the national median of $332,700. 83% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.
Pinedale at a glance
| Pinedale | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $314,100 | $394,500 | $332,700 |
| Median property tax paid per year | – | $1,879 | $3,119 |
| Median household income | – | $79,964 | $80,734 |
| Homes lived in by their owners | 83% | 67% | 65% |
| Owner homes with a mortgage | 76% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 11.7% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 2002 | 1992 | 1980 |
| Vacant homes | 25.8% | 10.5% | 10.1% |
| Population | 594 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Pinedale
At this week's average 30-year rate of 7.11%, buying the median Pinedale home of $314,100 with 20% down costs about $2,109 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,632, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $90,393 for the 20%-down payment.
| Down payment | $62,820 |
|---|---|
| Loan amount | $251,280 |
| Principal and interest | $1,690 |
| Property taxes (1.10% a year) | $288 |
| Homeowners insurance (our estimate, 0.5% a year) | $131 |
| PMI | $0 |
| Total per month | $2,109 |
Change the numbers in the calculator
| Down payment | $10,994 |
|---|---|
| Loan amount | $308,411 |
| Principal and interest | $2,075 |
| Property taxes (1.10% a year) | $288 |
| Homeowners insurance (our estimate, 0.5% a year) | $131 |
| FHA mortgage insurance | $139 |
| Total per month | $2,632 |
Change the numbers in the calculator
Questions about home buying in Pinedale
What is the median home value in Pinedale?
About $314,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Pinedale?
For the median home with 20% down at 7.11%, the payment is about $2,109 a month. Keeping that under 28% of gross income takes about $90,393 a year.
More about Pinedale
- Mortgage Refinance in Pinedale
- Debt Relief in Pinedale
- Home Equity Loans in Pinedale
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data
