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Buying a home in Pinedale, Arizona

The typical owner-occupied home in Pinedale is worth about $314,100, 20% below the Arizona median of $394,500 and 6% below the national median of $332,700. 83% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.

Pinedale at a glance

Pinedale Arizona U.S.
Median home value $314,100 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income – $79,964 $80,734
Homes lived in by their owners 83% 67% 65%
Owner homes with a mortgage 76% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Those costs as a share of the owners' income 11.7% 20.5% 21.0%
Median rent – $1,543 $1,413
Median year homes were built 2002 1992 1980
Vacant homes 25.8% 10.5% 10.1%
Population 594 7,378,838 334,922,499

What a typical home costs per month in Pinedale

At this week's average 30-year rate of 7.11%, buying the median Pinedale home of $314,100 with 20% down costs about $2,109 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,632, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $90,393 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$62,820
Loan amount$251,280
Principal and interest$1,690
Property taxes (1.10% a year)$288
Homeowners insurance (our estimate, 0.5% a year)$131
PMI$0
Total per month$2,109

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3.5% down, 30-year FHA loan
Down payment$10,994
Loan amount$308,411
Principal and interest$2,075
Property taxes (1.10% a year)$288
Homeowners insurance (our estimate, 0.5% a year)$131
FHA mortgage insurance$139
Total per month$2,632

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Questions about home buying in Pinedale

What is the median home value in Pinedale?

About $314,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Pinedale?

For the median home with 20% down at 7.11%, the payment is about $2,109 a month. Keeping that under 28% of gross income takes about $90,393 a year.

More about Pinedale

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data