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Buying a home in Kykotsmovi Village, Arizona

The typical owner-occupied home in Kykotsmovi Village is worth about $104,700, 73% below the Arizona median of $394,500 and 69% below the national median of $332,700. The median household earns $36,384 a year, so the median home costs 2.9 times the median income (4.9 times for Arizona). 100% of occupied homes here are lived in by their owners, and 14% of those owners still have a mortgage.

Kykotsmovi Village at a glance

Kykotsmovi Village Arizona U.S.
Median home value $104,700 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income $36,384 $79,964 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 14% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Median rent – $1,543 $1,413
Median year homes were built 1976 1992 1980
Vacant homes 31.0% 10.5% 10.1%
Population 545 7,378,838 334,922,499

What a typical home costs per month in Kykotsmovi Village

At this week's average 30-year rate of 7.11%, buying the median Kykotsmovi Village home of $104,700 with 20% down costs about $703 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $877, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $30,131 for the 20%-down payment. That payment is 23% of the median Kykotsmovi Village household income of $36,384; at that income and 20% down, the 28% guideline points to a home of about $126,000.

20% down, 30-year conventional loan
Down payment$20,940
Loan amount$83,760
Principal and interest$563
Property taxes (1.10% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$44
PMI$0
Total per month$703

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3.5% down, 30-year FHA loan
Down payment$3,664
Loan amount$102,804
Principal and interest$692
Property taxes (1.10% a year)$96
Homeowners insurance (our estimate, 0.5% a year)$44
FHA mortgage insurance$46
Total per month$877

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Questions about home buying in Kykotsmovi Village

What is the median home value in Kykotsmovi Village?

About $104,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Kykotsmovi Village?

For the median home with 20% down at 7.11%, the payment is about $703 a month. Keeping that under 28% of gross income takes about $30,131 a year.

More about Kykotsmovi Village

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data