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Buying a home in Yucca, Arizona

The typical owner-occupied home in Yucca is worth about $77,900, 80% below the Arizona median of $394,500 and 77% below the national median of $332,700. Owners pay a median $215 a year in property taxes, about 0.28% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $23,036 a year, so the median home costs 3.4 times the median income (4.9 times for Arizona). 71% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Yucca at a glance

Yucca Arizona U.S.
Median home value $77,900 $394,500 $332,700
Median property tax paid per year $215 $1,879 $3,119
Property tax as a share of value 0.28% 0.48% 0.94%
Median household income $23,036 $79,964 $80,734
Homes lived in by their owners 71% 67% 65%
Owner homes with a mortgage 26% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Median rent – $1,543 $1,413
Median year homes were built 1982 1992 1980
Vacant homes 18.3% 10.5% 10.1%
Population 75 7,378,838 334,922,499

What a typical home costs per month in Yucca

At this week's average 30-year rate of 7.11%, buying the median Yucca home of $77,900 with 20% down costs about $470 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $600, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $20,137 for the 20%-down payment. That payment is 24% of the median Yucca household income of $23,036; at that income and 20% down, the 28% guideline points to a home of about $89,000.

20% down, 30-year conventional loan
Down payment$15,580
Loan amount$62,320
Principal and interest$419
Property taxes (0.28% a year)$18
Homeowners insurance (our estimate, 0.5% a year)$32
PMI$0
Total per month$470

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3.5% down, 30-year FHA loan
Down payment$2,726
Loan amount$76,489
Principal and interest$515
Property taxes (0.28% a year)$18
Homeowners insurance (our estimate, 0.5% a year)$32
FHA mortgage insurance$34
Total per month$600

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Questions about home buying in Yucca

What is the median home value in Yucca?

About $77,900 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Yucca?

Homeowners pay a median $215 a year, which is about 0.28% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Yucca?

For the median home with 20% down at 7.11%, the payment is about $470 a month. Keeping that under 28% of gross income takes about $20,137 a year.

More about Yucca

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data