Home / Home Buying by state / Arizona / Mohave County / Chloride

Buying a home in Chloride, Arizona

The typical owner-occupied home in Chloride is worth about $74,800, 81% below the Arizona median of $394,500 and 78% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Chloride at a glance

Chloride Arizona U.S.
Median home value $74,800 $394,500 $332,700
Median property tax paid per year – $1,879 $3,119
Median household income – $79,964 $80,734
Homes lived in by their owners 100% 67% 65%
Owner homes with a mortgage 0% 62% 61%
Median monthly costs, owners with a mortgage – $1,803 $1,963
Median rent – $1,543 $1,413
Median year homes were built 1983 1992 1980
Vacant homes 25.3% 10.5% 10.1%
Population 75 7,378,838 334,922,499

What a typical home costs per month in Chloride

At this week's average 30-year rate of 7.11%, buying the median Chloride home of $74,800 with 20% down costs about $502 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $627, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,526 for the 20%-down payment.

20% down, 30-year conventional loan
Down payment$14,960
Loan amount$59,840
Principal and interest$403
Property taxes (1.10% a year)$69
Homeowners insurance (our estimate, 0.5% a year)$31
PMI$0
Total per month$502

Change the numbers in the calculator

3.5% down, 30-year FHA loan
Down payment$2,618
Loan amount$73,445
Principal and interest$494
Property taxes (1.10% a year)$69
Homeowners insurance (our estimate, 0.5% a year)$31
FHA mortgage insurance$33
Total per month$627

Change the numbers in the calculator

Questions about home buying in Chloride

What is the median home value in Chloride?

About $74,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

What income do you need to buy a home in Chloride?

For the median home with 20% down at 7.11%, the payment is about $502 a month. Keeping that under 28% of gross income takes about $21,526 a year.

More about Chloride

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data