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Buying a home in Brookside, Alabama

The typical owner-occupied home in Brookside is worth about $107,400, 49% below the Alabama median of $209,900 and 68% below the national median of $332,700. Owners pay a median $497 a year in property taxes, about 0.46% of their home's value, higher than the Alabama rate of 0.38%. The median household earns $59,271 a year, so the median home costs 1.8 times the median income (3.3 times for Alabama). 69% of occupied homes here are lived in by their owners, and 48% of those owners still have a mortgage.

Brookside at a glance

Brookside Alabama U.S.
Median home value $107,400 $209,900 $332,700
Median property tax paid per year $497 $788 $3,119
Property tax as a share of value 0.46% 0.38% 0.94%
Median household income $59,271 $63,999 $80,734
Homes lived in by their owners 69% 70% 65%
Owner homes with a mortgage 48% 54% 61%
Median monthly costs, owners with a mortgage $964 $1,433 $1,963
Those costs as a share of the owners' income 13.8% 19.0% 21.0%
Median rent $1,098 $1,007 $1,413
Rent as a share of renters' income 45.5% 29.5% 30.6%
Median year homes were built 1970 1986 1980
Vacant homes 2.2% 14.5% 10.1%
Population 1,603 5,086,768 334,922,499

What a typical home costs per month in Brookside

At this week's average 30-year rate of 7.11%, buying the median Brookside home of $107,400 with 20% down costs about $664 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $843, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $28,453 for the 20%-down payment. That payment is 13% of the median Brookside household income of $59,271; at that income and 20% down, the 28% guideline points to a home of about $224,000.

The median rent here is $1,098 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$21,480
Loan amount$85,920
Principal and interest$578
Property taxes (0.46% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$45
PMI$0
Total per month$664

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3.5% down, 30-year FHA loan
Down payment$3,759
Loan amount$105,455
Principal and interest$709
Property taxes (0.46% a year)$41
Homeowners insurance (our estimate, 0.5% a year)$45
FHA mortgage insurance$48
Total per month$843

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Questions about home buying in Brookside

What is the median home value in Brookside?

About $107,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Brookside?

Homeowners pay a median $497 a year, which is about 0.46% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Brookside?

For the median home with 20% down at 7.11%, the payment is about $664 a month. Keeping that under 28% of gross income takes about $28,453 a year.

More about Brookside

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data