The typical owner-occupied home in Coosa County is worth about $115,500, 45% below the Alabama median of $209,900 and 65% below the national median of $332,700. Owners pay a median $315 a year in property taxes, about 0.27% of their home's value, lower than the Alabama rate of 0.38%. The median household earns $57,355 a year, so the median home costs 2.0 times the median income (3.3 times for Alabama). 82% of occupied homes here are lived in by their owners, and 32% of those owners still have a mortgage.
Coosa County at a glance
| Coosa County | Alabama | U.S. | |
|---|---|---|---|
| Median home value | $115,500 | $209,900 | $332,700 |
| Median property tax paid per year | $315 | $788 | $3,119 |
| Property tax as a share of value | 0.27% | 0.38% | 0.94% |
| Median household income | $57,355 | $63,999 | $80,734 |
| Homes lived in by their owners | 82% | 70% | 65% |
| Owner homes with a mortgage | 32% | 54% | 61% |
| Median monthly costs, owners with a mortgage | $1,098 | $1,433 | $1,963 |
| Those costs as a share of the owners' income | 17.1% | 19.0% | 21.0% |
| Median rent | $665 | $1,007 | $1,413 |
| Rent as a share of renters' income | 36.3% | 29.5% | 30.6% |
| Median year homes were built | 1985 | 1986 | 1980 |
| Vacant homes | 27.1% | 14.5% | 10.1% |
| Population | 10,300 | 5,086,768 | 334,922,499 |
What a typical home costs per month in Coosa County
At this week's average 30-year rate of 7.11%, buying the median Coosa County home of $115,500 with 20% down costs about $696 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $888, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,815 for the 20%-down payment. That payment is 15% of the median Coosa County household income of $57,355; at that income and 20% down, the 28% guideline points to a home of about $222,000.
The median rent here is $665 a month, so owning the median home costs about $31 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $23,100 |
|---|---|
| Loan amount | $92,400 |
| Principal and interest | $622 |
| Property taxes (0.27% a year) | $26 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| PMI | $0 |
| Total per month | $696 |
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| Down payment | $4,042 |
|---|---|
| Loan amount | $113,408 |
| Principal and interest | $763 |
| Property taxes (0.27% a year) | $26 |
| Homeowners insurance (our estimate, 0.5% a year) | $48 |
| FHA mortgage insurance | $51 |
| Total per month | $888 |
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Questions about home buying in Coosa County
What is the median home value in Coosa County?
About $115,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Coosa County?
Homeowners pay a median $315 a year, which is about 0.27% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Coosa County?
For the median home with 20% down at 7.11%, the payment is about $696 a month. Keeping that under 28% of gross income takes about $29,815 a year.
More about Coosa County
- Mortgage Refinance in Coosa County
- Debt Relief in Coosa County
- Home Equity Loans in Coosa County
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data