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Buying a home in Webb, Alabama

The typical owner-occupied home in Webb is worth about $113,800, 46% below the Alabama median of $209,900 and 66% below the national median of $332,700. Owners pay a median $351 a year in property taxes, about 0.31% of their home's value, lower than the Alabama rate of 0.38%. The median household earns $54,792 a year, so the median home costs 2.1 times the median income (3.3 times for Alabama). 82% of occupied homes here are lived in by their owners, and 41% of those owners still have a mortgage.

Webb at a glance

Webb Alabama U.S.
Median home value $113,800 $209,900 $332,700
Median property tax paid per year $351 $788 $3,119
Property tax as a share of value 0.31% 0.38% 0.94%
Median household income $54,792 $63,999 $80,734
Homes lived in by their owners 82% 70% 65%
Owner homes with a mortgage 41% 54% 61%
Median monthly costs, owners with a mortgage $1,304 $1,433 $1,963
Those costs as a share of the owners' income 19.3% 19.0% 21.0%
Median rent $780 $1,007 $1,413
Rent as a share of renters' income 22.4% 29.5% 30.6%
Median year homes were built 1985 1986 1980
Vacant homes 13.5% 14.5% 10.1%
Population 1,475 5,086,768 334,922,499

What a typical home costs per month in Webb

At this week's average 30-year rate of 7.11%, buying the median Webb home of $113,800 with 20% down costs about $689 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $879, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $29,539 for the 20%-down payment. That payment is 15% of the median Webb household income of $54,792; at that income and 20% down, the 28% guideline points to a home of about $211,000.

The median rent here is $780 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$22,760
Loan amount$91,040
Principal and interest$612
Property taxes (0.31% a year)$29
Homeowners insurance (our estimate, 0.5% a year)$47
PMI$0
Total per month$689

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3.5% down, 30-year FHA loan
Down payment$3,983
Loan amount$111,739
Principal and interest$752
Property taxes (0.31% a year)$29
Homeowners insurance (our estimate, 0.5% a year)$47
FHA mortgage insurance$50
Total per month$879

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Questions about home buying in Webb

What is the median home value in Webb?

About $113,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Webb?

Homeowners pay a median $351 a year, which is about 0.31% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Webb?

For the median home with 20% down at 7.11%, the payment is about $689 a month. Keeping that under 28% of gross income takes about $29,539 a year.

More about Webb

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data