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Buying a home in Deatsville, Alabama

The typical owner-occupied home in Deatsville is worth about $246,600, 17% above the Alabama median of $209,900 and 26% below the national median of $332,700. Owners pay a median $633 a year in property taxes, about 0.26% of their home's value, lower than the Alabama rate of 0.38%. The median household earns $123,977 a year, so the median home costs 2.0 times the median income (3.3 times for Alabama). 86% of occupied homes here are lived in by their owners, and 81% of those owners still have a mortgage.

Deatsville at a glance

Deatsville Alabama U.S.
Median home value $246,600 $209,900 $332,700
Median property tax paid per year $633 $788 $3,119
Property tax as a share of value 0.26% 0.38% 0.94%
Median household income $123,977 $63,999 $80,734
Homes lived in by their owners 86% 70% 65%
Owner homes with a mortgage 81% 54% 61%
Median monthly costs, owners with a mortgage $1,650 $1,433 $1,963
Those costs as a share of the owners' income 14.9% 19.0% 21.0%
Median rent $1,394 $1,007 $1,413
Rent as a share of renters' income 25.5% 29.5% 30.6%
Median year homes were built 2005 1986 1980
Vacant homes 1.3% 14.5% 10.1%
Population 2,097 5,086,768 334,922,499

What a typical home costs per month in Deatsville

At this week's average 30-year rate of 7.11%, buying the median Deatsville home of $246,600 with 20% down costs about $1,483 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,894, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $63,570 for the 20%-down payment. That payment is 14% of the median Deatsville household income of $123,977; at that income and 20% down, the 28% guideline points to a home of about $481,000.

The median rent here is $1,394 a month, so owning the median home costs about $89 a month more than renting, before you count the equity you build and any tax benefits.

20% down, 30-year conventional loan
Down payment$49,320
Loan amount$197,280
Principal and interest$1,327
Property taxes (0.26% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$103
PMI$0
Total per month$1,483

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3.5% down, 30-year FHA loan
Down payment$8,631
Loan amount$242,133
Principal and interest$1,629
Property taxes (0.26% a year)$53
Homeowners insurance (our estimate, 0.5% a year)$103
FHA mortgage insurance$109
Total per month$1,894

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Questions about home buying in Deatsville

What is the median home value in Deatsville?

About $246,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Deatsville?

Homeowners pay a median $633 a year, which is about 0.26% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Deatsville?

For the median home with 20% down at 7.11%, the payment is about $1,483 a month. Keeping that under 28% of gross income takes about $63,570 a year.

More about Deatsville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data