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Buying a home in Ecorse, Michigan

The typical owner-occupied home in Ecorse is worth about $65,400, 72% below the Michigan median of $231,600 and 80% below the national median of $332,700. Owners pay a median $1,648 a year in property taxes, about 2.52% of their home's value, higher than the Michigan rate of 1.25%. The median household earns $40,241 a year, so the median home costs 1.6 times the median income (3.2 times for Michigan). 62% of occupied homes here are lived in by their owners, and 23% of those owners still have a mortgage.

Ecorse at a glance

Ecorse Michigan U.S.
Median home value $65,400 $231,600 $332,700
Median property tax paid per year $1,648 $2,904 $3,119
Property tax as a share of value 2.52% 1.25% 0.94%
Median household income $40,241 $72,875 $80,734
Homes lived in by their owners 62% 73% 65%
Owner homes with a mortgage 23% 58% 61%
Median monthly costs, owners with a mortgage $1,129 $1,569 $1,963
Those costs as a share of the owners' income 22.5% 19.3% 21.0%
Median rent $840 $1,129 $1,413
Rent as a share of renters' income 31.6% 30.2% 30.6%
Median year homes were built 1954 1972 1980
Vacant homes 12.3% 11.8% 10.1%
Population 9,064 10,077,761 334,922,499

What a typical home costs per month in Ecorse

At this week's average 30-year rate of 7.11%, buying the median Ecorse home of $65,400 with 20% down costs about $517 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $626, because the loan is bigger and FHA adds mortgage insurance.

Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $22,138 for the 20%-down payment. That payment is 15% of the median Ecorse household income of $40,241; at that income and 20% down, the 28% guideline points to a home of about $119,000.

The median rent here is $840 a month, a little more than the monthly cost of owning the median home with 20% down.

20% down, 30-year conventional loan
Down payment$13,080
Loan amount$52,320
Principal and interest$352
Property taxes (2.52% a year)$137
Homeowners insurance (our estimate, 0.5% a year)$27
PMI$0
Total per month$517

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3.5% down, 30-year FHA loan
Down payment$2,289
Loan amount$64,215
Principal and interest$432
Property taxes (2.52% a year)$137
Homeowners insurance (our estimate, 0.5% a year)$27
FHA mortgage insurance$29
Total per month$626

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Questions about home buying in Ecorse

What is the median home value in Ecorse?

About $65,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Ecorse?

Homeowners pay a median $1,648 a year, which is about 2.52% of the median home value. Your bill depends on your home's assessed value and local rates.

What income do you need to buy a home in Ecorse?

For the median home with 20% down at 7.11%, the payment is about $517 a month. Keeping that under 28% of gross income takes about $22,138 a year.

More about Ecorse

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data