The typical owner-occupied home in Zeeland is worth about $299,000, 29% above the Michigan median of $231,600 and 10% below the national median of $332,700. Owners pay a median $3,128 a year in property taxes, about 1.05% of their home's value, lower than the Michigan rate of 1.25%. The median household earns $52,628 a year, so the median home costs 5.7 times the median income (3.2 times for Michigan). 64% of occupied homes here are lived in by their owners, and 61% of those owners still have a mortgage.
Zeeland at a glance
| Zeeland | Michigan | U.S. | |
|---|---|---|---|
| Median home value | $299,000 | $231,600 | $332,700 |
| Median property tax paid per year | $3,128 | $2,904 | $3,119 |
| Property tax as a share of value | 1.05% | 1.25% | 0.94% |
| Median household income | $52,628 | $72,875 | $80,734 |
| Homes lived in by their owners | 64% | 73% | 65% |
| Owner homes with a mortgage | 61% | 58% | 61% |
| Median monthly costs, owners with a mortgage | $1,427 | $1,569 | $1,963 |
| Those costs as a share of the owners' income | 18.2% | 19.3% | 21.0% |
| Median rent | $951 | $1,129 | $1,413 |
| Rent as a share of renters' income | 37.8% | 30.2% | 30.6% |
| Median year homes were built | 1967 | 1972 | 1980 |
| Vacant homes | 3.4% | 11.8% | 10.1% |
| Population | 5,665 | 10,077,761 | 334,922,499 |
What a typical home costs per month in Zeeland
At this week's average 30-year rate of 7.11%, buying the median Zeeland home of $299,000 with 20% down costs about $1,995 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,493, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $85,514 for the 20%-down payment. That payment is 45% of the median Zeeland household income of $52,628; at that income and 20% down, the 28% guideline points to a home of about $184,000.
The median rent here is $951 a month, so owning the median home costs about $1,044 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $59,800 |
|---|---|
| Loan amount | $239,200 |
| Principal and interest | $1,609 |
| Property taxes (1.05% a year) | $262 |
| Homeowners insurance (our estimate, 0.5% a year) | $125 |
| PMI | $0 |
| Total per month | $1,995 |
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| Down payment | $10,465 |
|---|---|
| Loan amount | $293,584 |
| Principal and interest | $1,975 |
| Property taxes (1.05% a year) | $262 |
| Homeowners insurance (our estimate, 0.5% a year) | $125 |
| FHA mortgage insurance | $132 |
| Total per month | $2,493 |
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Questions about home buying in Zeeland
What is the median home value in Zeeland?
About $299,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Zeeland?
Homeowners pay a median $3,128 a year, which is about 1.05% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Zeeland?
For the median home with 20% down at 7.11%, the payment is about $1,995 a month. Keeping that under 28% of gross income takes about $85,514 a year.
More about Zeeland
- Mortgage Refinance in Zeeland
- Debt Relief in Zeeland
- Home Equity Loans in Zeeland
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data