The typical owner-occupied home in Bethel is worth about $294,700, 16% below the Delaware median of $352,000 and 11% below the national median of $332,700. Owners pay a median $479 a year in property taxes, about 0.16% of their home's value, lower than the Delaware rate of 0.50%. The median household earns $99,375 a year, so the median home costs 3.0 times the median income (4.1 times for Delaware). 98% of occupied homes here are lived in by their owners, and 71% of those owners still have a mortgage.
Bethel at a glance
| Bethel | Delaware | U.S. | |
|---|---|---|---|
| Median home value | $294,700 | $352,000 | $332,700 |
| Median property tax paid per year | $479 | $1,768 | $3,119 |
| Property tax as a share of value | 0.16% | 0.50% | 0.94% |
| Median household income | $99,375 | $84,954 | $80,734 |
| Homes lived in by their owners | 98% | 73% | 65% |
| Owner homes with a mortgage | 71% | 64% | 61% |
| Median monthly costs, owners with a mortgage | $1,583 | $1,816 | $1,963 |
| Those costs as a share of the owners' income | 18.2% | 20.0% | 21.0% |
| Median rent | – | $1,401 | $1,413 |
| Median year homes were built | 1950 | 1987 | 1980 |
| Vacant homes | 5.7% | 13.4% | 10.1% |
| Population | 375 | 1,021,191 | 334,922,499 |
What a typical home costs per month in Bethel
At this week's average 30-year rate of 7.11%, buying the median Bethel home of $294,700 with 20% down costs about $1,748 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,239, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $74,917 for the 20%-down payment. That payment is 21% of the median Bethel household income of $99,375; at that income and 20% down, the 28% guideline points to a home of about $391,000.
| Down payment | $58,940 |
|---|---|
| Loan amount | $235,760 |
| Principal and interest | $1,586 |
| Property taxes (0.16% a year) | $39 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| PMI | $0 |
| Total per month | $1,748 |
Change the numbers in the calculator
| Down payment | $10,314 |
|---|---|
| Loan amount | $289,362 |
| Principal and interest | $1,947 |
| Property taxes (0.16% a year) | $39 |
| Homeowners insurance (our estimate, 0.5% a year) | $123 |
| FHA mortgage insurance | $130 |
| Total per month | $2,239 |
Change the numbers in the calculator
Questions about home buying in Bethel
What is the median home value in Bethel?
About $294,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Bethel?
Homeowners pay a median $479 a year, which is about 0.16% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Bethel?
For the median home with 20% down at 7.11%, the payment is about $1,748 a month. Keeping that under 28% of gross income takes about $74,917 a year.
More about Bethel
- Mortgage Refinance in Bethel
- Debt Relief in Bethel
- Home Equity Loans in Bethel
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data