The typical owner-occupied home in West Haven is worth about $291,700, 20% below the Connecticut median of $366,900 and 12% below the national median of $332,700. Owners pay a median $6,941 a year in property taxes, about 2.38% of their home's value, higher than the Connecticut rate of 1.81%. The median household earns $74,382 a year, so the median home costs 3.9 times the median income (3.8 times for Connecticut). 51% of occupied homes here are lived in by their owners, and 64% of those owners still have a mortgage.
West Haven at a glance
| West Haven | Connecticut | U.S. | |
|---|---|---|---|
| Median home value | $291,700 | $366,900 | $332,700 |
| Median property tax paid per year | $6,941 | $6,643 | $3,119 |
| Property tax as a share of value | 2.38% | 1.81% | 0.94% |
| Median household income | $74,382 | $95,781 | $80,734 |
| Homes lived in by their owners | 51% | 66% | 65% |
| Owner homes with a mortgage | 64% | 65% | 61% |
| Median monthly costs, owners with a mortgage | $2,223 | $2,429 | $1,963 |
| Those costs as a share of the owners' income | 23.2% | 21.8% | 21.0% |
| Median rent | $1,442 | $1,488 | $1,413 |
| Rent as a share of renters' income | 32.3% | 31.4% | 30.6% |
| Median year homes were built | 1959 | 1967 | 1980 |
| Vacant homes | 4.7% | 7.0% | 10.1% |
| Population | 55,351 | 3,624,508 | 334,922,499 |
What a typical home costs per month in West Haven
At this week's average 30-year rate of 7.11%, buying the median West Haven home of $291,700 with 20% down costs about $2,270 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,756, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $97,282 for the 20%-down payment. That payment is 37% of the median West Haven household income of $74,382; at that income and 20% down, the 28% guideline points to a home of about $223,000.
The median rent here is $1,442 a month, so owning the median home costs about $828 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $58,340 |
|---|---|
| Loan amount | $233,360 |
| Principal and interest | $1,570 |
| Property taxes (2.38% a year) | $579 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| PMI | $0 |
| Total per month | $2,270 |
Change the numbers in the calculator
| Down payment | $10,210 |
|---|---|
| Loan amount | $286,417 |
| Principal and interest | $1,927 |
| Property taxes (2.38% a year) | $579 |
| Homeowners insurance (our estimate, 0.5% a year) | $122 |
| FHA mortgage insurance | $129 |
| Total per month | $2,756 |
Change the numbers in the calculator
Questions about home buying in West Haven
What is the median home value in West Haven?
About $291,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in West Haven?
Homeowners pay a median $6,941 a year, which is about 2.38% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in West Haven?
For the median home with 20% down at 7.11%, the payment is about $2,270 a month. Keeping that under 28% of gross income takes about $97,282 a year.
More about West Haven
- Mortgage Refinance in West Haven
- Debt Relief in West Haven
- Home Equity Loans in West Haven
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data