The typical owner-occupied home in Moodus is worth about $285,700, 22% below the Connecticut median of $366,900 and 14% below the national median of $332,700. Owners pay a median $4,996 a year in property taxes, about 1.75% of their home's value, close to the Connecticut rate of 1.81%. The median household earns $103,457 a year, so the median home costs 2.8 times the median income (3.8 times for Connecticut). 69% of occupied homes here are lived in by their owners, and 58% of those owners still have a mortgage.
Moodus at a glance
| Moodus | Connecticut | U.S. | |
|---|---|---|---|
| Median home value | $285,700 | $366,900 | $332,700 |
| Median property tax paid per year | $4,996 | $6,643 | $3,119 |
| Property tax as a share of value | 1.75% | 1.81% | 0.94% |
| Median household income | $103,457 | $95,781 | $80,734 |
| Homes lived in by their owners | 69% | 66% | 65% |
| Owner homes with a mortgage | 58% | 65% | 61% |
| Median monthly costs, owners with a mortgage | $2,180 | $2,429 | $1,963 |
| Those costs as a share of the owners' income | 21.4% | 21.8% | 21.0% |
| Median rent | $1,157 | $1,488 | $1,413 |
| Rent as a share of renters' income | 15.0% | 31.4% | 30.6% |
| Median year homes were built | 1964 | 1967 | 1980 |
| Vacant homes | 12.3% | 7.0% | 10.1% |
| Population | 2,042 | 3,624,508 | 334,922,499 |
What a typical home costs per month in Moodus
At this week's average 30-year rate of 7.11%, buying the median Moodus home of $285,700 with 20% down costs about $2,073 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,549, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $88,853 for the 20%-down payment. That payment is 24% of the median Moodus household income of $103,457; at that income and 20% down, the 28% guideline points to a home of about $333,000.
The median rent here is $1,157 a month, so owning the median home costs about $916 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $57,140 |
|---|---|
| Loan amount | $228,560 |
| Principal and interest | $1,538 |
| Property taxes (1.75% a year) | $417 |
| Homeowners insurance (our estimate, 0.5% a year) | $119 |
| PMI | $0 |
| Total per month | $2,073 |
Change the numbers in the calculator
| Down payment | $10,000 |
|---|---|
| Loan amount | $280,525 |
| Principal and interest | $1,887 |
| Property taxes (1.75% a year) | $417 |
| Homeowners insurance (our estimate, 0.5% a year) | $119 |
| FHA mortgage insurance | $126 |
| Total per month | $2,549 |
Change the numbers in the calculator
Questions about home buying in Moodus
What is the median home value in Moodus?
About $285,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Moodus?
Homeowners pay a median $4,996 a year, which is about 1.75% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Moodus?
For the median home with 20% down at 7.11%, the payment is about $2,073 a month. Keeping that under 28% of gross income takes about $88,853 a year.
More about Moodus
- Mortgage Refinance in Moodus
- Debt Relief in Moodus
- Home Equity Loans in Moodus
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data