The typical owner-occupied home in Gaylordsville is worth about $481,500, 31% above the Connecticut median of $366,900 and 45% above the national median of $332,700. Owners pay a median $8,209 a year in property taxes, about 1.70% of their home's value, lower than the Connecticut rate of 1.81%. The median household earns $122,407 a year, so the median home costs 3.9 times the median income (3.8 times for Connecticut). 73% of occupied homes here are lived in by their owners, and 74% of those owners still have a mortgage.
Gaylordsville at a glance
| Gaylordsville | Connecticut | U.S. | |
|---|---|---|---|
| Median home value | $481,500 | $366,900 | $332,700 |
| Median property tax paid per year | $8,209 | $6,643 | $3,119 |
| Property tax as a share of value | 1.70% | 1.81% | 0.94% |
| Median household income | $122,407 | $95,781 | $80,734 |
| Homes lived in by their owners | 73% | 66% | 65% |
| Owner homes with a mortgage | 74% | 65% | 61% |
| Median monthly costs, owners with a mortgage | $2,470 | $2,429 | $1,963 |
| Those costs as a share of the owners' income | 25.8% | 21.8% | 21.0% |
| Median rent | – | $1,488 | $1,413 |
| Median year homes were built | 1981 | 1967 | 1980 |
| Vacant homes | 6.1% | 7.0% | 10.1% |
| Population | 740 | 3,624,508 | 334,922,499 |
What a typical home costs per month in Gaylordsville
At this week's average 30-year rate of 7.11%, buying the median Gaylordsville home of $481,500 with 20% down costs about $3,474 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $4,276, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $148,886 for the 20%-down payment. That payment is 34% of the median Gaylordsville household income of $122,407; at that income and 20% down, the 28% guideline points to a home of about $396,000.
| Down payment | $96,300 |
|---|---|
| Loan amount | $385,200 |
| Principal and interest | $2,591 |
| Property taxes (1.70% a year) | $682 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| PMI | $0 |
| Total per month | $3,474 |
Change the numbers in the calculator
| Down payment | $16,852 |
|---|---|
| Loan amount | $472,779 |
| Principal and interest | $3,180 |
| Property taxes (1.70% a year) | $682 |
| Homeowners insurance (our estimate, 0.5% a year) | $201 |
| FHA mortgage insurance | $213 |
| Total per month | $4,276 |
Change the numbers in the calculator
Questions about home buying in Gaylordsville
What is the median home value in Gaylordsville?
About $481,500 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Gaylordsville?
Homeowners pay a median $8,209 a year, which is about 1.70% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Gaylordsville?
For the median home with 20% down at 7.11%, the payment is about $3,474 a month. Keeping that under 28% of gross income takes about $148,886 a year.
More about Gaylordsville
- Mortgage Refinance in Gaylordsville
- Debt Relief in Gaylordsville
- Home Equity Loans in Gaylordsville
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data