The typical owner-occupied home in Paulden is worth about $353,700, 10% below the Arizona median of $394,500 and 6% above the national median of $332,700. Owners pay a median $1,015 a year in property taxes, about 0.29% of their home's value, lower than the Arizona rate of 0.48%. The median household earns $91,741 a year, so the median home costs 3.9 times the median income (4.9 times for Arizona). 93% of occupied homes here are lived in by their owners, and 65% of those owners still have a mortgage.
Paulden at a glance
| Paulden | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $353,700 | $394,500 | $332,700 |
| Median property tax paid per year | $1,015 | $1,879 | $3,119 |
| Property tax as a share of value | 0.29% | 0.48% | 0.94% |
| Median household income | $91,741 | $79,964 | $80,734 |
| Homes lived in by their owners | 93% | 67% | 65% |
| Owner homes with a mortgage | 65% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,739 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 19.8% | 20.5% | 21.0% |
| Median rent | $1,098 | $1,543 | $1,413 |
| Rent as a share of renters' income | 14.6% | 30.8% | 30.6% |
| Median year homes were built | 2001 | 1992 | 1980 |
| Vacant homes | 6.0% | 10.5% | 10.1% |
| Population | 4,795 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Paulden
At this week's average 30-year rate of 7.11%, buying the median Paulden home of $353,700 with 20% down costs about $2,136 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $2,726, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $91,557 for the 20%-down payment. That payment is 28% of the median Paulden household income of $91,741; at that income and 20% down, the 28% guideline points to a home of about $354,000.
The median rent here is $1,098 a month, so owning the median home costs about $1,038 a month more than renting, before you count the equity you build and any tax benefits.
| Down payment | $70,740 |
|---|---|
| Loan amount | $282,960 |
| Principal and interest | $1,903 |
| Property taxes (0.29% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $147 |
| PMI | $0 |
| Total per month | $2,136 |
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| Down payment | $12,380 |
|---|---|
| Loan amount | $347,294 |
| Principal and interest | $2,336 |
| Property taxes (0.29% a year) | $85 |
| Homeowners insurance (our estimate, 0.5% a year) | $147 |
| FHA mortgage insurance | $156 |
| Total per month | $2,726 |
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Questions about home buying in Paulden
What is the median home value in Paulden?
About $353,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Paulden?
Homeowners pay a median $1,015 a year, which is about 0.29% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Paulden?
For the median home with 20% down at 7.11%, the payment is about $2,136 a month. Keeping that under 28% of gross income takes about $91,557 a year.
More about Paulden
- Mortgage Refinance in Paulden
- Debt Relief in Paulden
- Home Equity Loans in Paulden
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data