The typical owner-occupied home in Sonoita is worth about $460,300, 17% above the Arizona median of $394,500 and 38% above the national median of $332,700. Owners pay a median $3,641 a year in property taxes, about 0.79% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $119,792 a year, so the median home costs 3.8 times the median income (4.9 times for Arizona). 100% of occupied homes here are lived in by their owners, and 31% of those owners still have a mortgage.
Sonoita at a glance
| Sonoita | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $460,300 | $394,500 | $332,700 |
| Median property tax paid per year | $3,641 | $1,879 | $3,119 |
| Property tax as a share of value | 0.79% | 0.48% | 0.94% |
| Median household income | $119,792 | $79,964 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 31% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,824 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 18.9% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 2001 | 1992 | 1980 |
| Vacant homes | 19.2% | 10.5% | 10.1% |
| Population | 663 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Sonoita
At this week's average 30-year rate of 7.11%, buying the median Sonoita home of $460,300 with 20% down costs about $2,972 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $3,739, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $127,371 for the 20%-down payment. That payment is 30% of the median Sonoita household income of $119,792; at that income and 20% down, the 28% guideline points to a home of about $433,000.
| Down payment | $92,060 |
|---|---|
| Loan amount | $368,240 |
| Principal and interest | $2,477 |
| Property taxes (0.79% a year) | $303 |
| Homeowners insurance (our estimate, 0.5% a year) | $192 |
| PMI | $0 |
| Total per month | $2,972 |
Change the numbers in the calculator
| Down payment | $16,110 |
|---|---|
| Loan amount | $451,963 |
| Principal and interest | $3,040 |
| Property taxes (0.79% a year) | $303 |
| Homeowners insurance (our estimate, 0.5% a year) | $192 |
| FHA mortgage insurance | $204 |
| Total per month | $3,739 |
Change the numbers in the calculator
Questions about home buying in Sonoita
What is the median home value in Sonoita?
About $460,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Sonoita?
Homeowners pay a median $3,641 a year, which is about 0.79% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Sonoita?
For the median home with 20% down at 7.11%, the payment is about $2,972 a month. Keeping that under 28% of gross income takes about $127,371 a year.
More about Sonoita
- Mortgage Refinance in Sonoita
- Debt Relief in Sonoita
- Home Equity Loans in Sonoita
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data