The typical owner-occupied home in Arivaca is worth about $71,600, 82% below the Arizona median of $394,500 and 78% below the national median of $332,700. Owners pay a median $1,079 a year in property taxes, about 1.51% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $30,542 a year, so the median home costs 2.3 times the median income (4.9 times for Arizona). 80% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Arivaca at a glance
| Arivaca | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $71,600 | $394,500 | $332,700 |
| Median property tax paid per year | $1,079 | $1,879 | $3,119 |
| Property tax as a share of value | 1.51% | 0.48% | 0.94% |
| Median household income | $30,542 | $79,964 | $80,734 |
| Homes lived in by their owners | 80% | 67% | 65% |
| Owner homes with a mortgage | 0% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,803 | $1,963 |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 1985 | 1992 | 1980 |
| Vacant homes | 41.5% | 10.5% | 10.1% |
| Population | 268 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Arivaca
At this week's average 30-year rate of 7.11%, buying the median Arivaca home of $71,600 with 20% down costs about $505 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $625, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $21,654 for the 20%-down payment. That payment is 20% of the median Arivaca household income of $30,542; at that income and 20% down, the 28% guideline points to a home of about $101,000.
| Down payment | $14,320 |
|---|---|
| Loan amount | $57,280 |
| Principal and interest | $385 |
| Property taxes (1.51% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| PMI | $0 |
| Total per month | $505 |
Change the numbers in the calculator
| Down payment | $2,506 |
|---|---|
| Loan amount | $70,303 |
| Principal and interest | $473 |
| Property taxes (1.51% a year) | $90 |
| Homeowners insurance (our estimate, 0.5% a year) | $30 |
| FHA mortgage insurance | $32 |
| Total per month | $625 |
Change the numbers in the calculator
Questions about home buying in Arivaca
What is the median home value in Arivaca?
About $71,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Arivaca?
Homeowners pay a median $1,079 a year, which is about 1.51% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Arivaca?
For the median home with 20% down at 7.11%, the payment is about $505 a month. Keeping that under 28% of gross income takes about $21,654 a year.
More about Arivaca
- Mortgage Refinance in Arivaca
- Debt Relief in Arivaca
- Home Equity Loans in Arivaca
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data