The typical owner-occupied home in Cibola is worth about $45,600, 88% below the Arizona median of $394,500 and 86% below the national median of $332,700. 100% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.
Cibola at a glance
| Cibola | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $45,600 | $394,500 | $332,700 |
| Median property tax paid per year | – | $1,879 | $3,119 |
| Median household income | – | $79,964 | $80,734 |
| Homes lived in by their owners | 100% | 67% | 65% |
| Owner homes with a mortgage | 0% | 62% | 61% |
| Median monthly costs, owners with a mortgage | – | $1,803 | $1,963 |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 1968 | 1992 | 1980 |
| Vacant homes | 10.4% | 10.5% | 10.1% |
| Population | 245 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Cibola
At this week's average 30-year rate of 7.11%, buying the median Cibola home of $45,600 with 20% down costs about $306 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $382, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $13,123 for the 20%-down payment.
| Down payment | $9,120 |
|---|---|
| Loan amount | $36,480 |
| Principal and interest | $245 |
| Property taxes (1.10% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| PMI | $0 |
| Total per month | $306 |
Change the numbers in the calculator
| Down payment | $1,596 |
|---|---|
| Loan amount | $44,774 |
| Principal and interest | $301 |
| Property taxes (1.10% a year) | $42 |
| Homeowners insurance (our estimate, 0.5% a year) | $19 |
| FHA mortgage insurance | $20 |
| Total per month | $382 |
Change the numbers in the calculator
Questions about home buying in Cibola
What is the median home value in Cibola?
About $45,600 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
What income do you need to buy a home in Cibola?
For the median home with 20% down at 7.11%, the payment is about $306 a month. Keeping that under 28% of gross income takes about $13,123 a year.
More about Cibola
- Mortgage Refinance in Cibola
- Debt Relief in Cibola
- Home Equity Loans in Cibola
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data