The typical owner-occupied home in Young is worth about $228,300, 42% below the Arizona median of $394,500 and 31% below the national median of $332,700. Owners pay a median $1,513 a year in property taxes, about 0.66% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $24,766 a year, so the median home costs 9.2 times the median income (4.9 times for Arizona). 90% of occupied homes here are lived in by their owners, and 38% of those owners still have a mortgage.
Young at a glance
| Young | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $228,300 | $394,500 | $332,700 |
| Median property tax paid per year | $1,513 | $1,879 | $3,119 |
| Property tax as a share of value | 0.66% | 0.48% | 0.94% |
| Median household income | $24,766 | $79,964 | $80,734 |
| Homes lived in by their owners | 90% | 67% | 65% |
| Owner homes with a mortgage | 38% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,153 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 51.0% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 2002 | 1992 | 1980 |
| Vacant homes | 54.5% | 10.5% | 10.1% |
| Population | 236 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Young
At this week's average 30-year rate of 7.11%, buying the median Young home of $228,300 with 20% down costs about $1,449 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,830, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $62,114 for the 20%-down payment. That payment is 70% of the median Young household income of $24,766; at that income and 20% down, the 28% guideline points to a home of about $91,000.
| Down payment | $45,660 |
|---|---|
| Loan amount | $182,640 |
| Principal and interest | $1,229 |
| Property taxes (0.66% a year) | $126 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| PMI | $0 |
| Total per month | $1,449 |
Change the numbers in the calculator
| Down payment | $7,990 |
|---|---|
| Loan amount | $224,165 |
| Principal and interest | $1,508 |
| Property taxes (0.66% a year) | $126 |
| Homeowners insurance (our estimate, 0.5% a year) | $95 |
| FHA mortgage insurance | $101 |
| Total per month | $1,830 |
Change the numbers in the calculator
Questions about home buying in Young
What is the median home value in Young?
About $228,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Young?
Homeowners pay a median $1,513 a year, which is about 0.66% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Young?
For the median home with 20% down at 7.11%, the payment is about $1,449 a month. Keeping that under 28% of gross income takes about $62,114 a year.
More about Young
- Mortgage Refinance in Young
- Debt Relief in Young
- Home Equity Loans in Young
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data