The typical owner-occupied home in Saint David is worth about $154,200, 61% below the Arizona median of $394,500 and 54% below the national median of $332,700. Owners pay a median $928 a year in property taxes, about 0.60% of their home's value, higher than the Arizona rate of 0.48%. The median household earns $53,188 a year, so the median home costs 2.9 times the median income (4.9 times for Arizona). 91% of occupied homes here are lived in by their owners, and 50% of those owners still have a mortgage.
Saint David at a glance
| Saint David | Arizona | U.S. | |
|---|---|---|---|
| Median home value | $154,200 | $394,500 | $332,700 |
| Median property tax paid per year | $928 | $1,879 | $3,119 |
| Property tax as a share of value | 0.60% | 0.48% | 0.94% |
| Median household income | $53,188 | $79,964 | $80,734 |
| Homes lived in by their owners | 91% | 67% | 65% |
| Owner homes with a mortgage | 50% | 62% | 61% |
| Median monthly costs, owners with a mortgage | $1,824 | $1,803 | $1,963 |
| Those costs as a share of the owners' income | 25.0% | 20.5% | 21.0% |
| Median rent | – | $1,543 | $1,413 |
| Median year homes were built | 1987 | 1992 | 1980 |
| Vacant homes | 47.9% | 10.5% | 10.1% |
| Population | 1,098 | 7,378,838 | 334,922,499 |
What a typical home costs per month in Saint David
At this week's average 30-year rate of 7.11%, buying the median Saint David home of $154,200 with 20% down costs about $971 a month, including property taxes and insurance. With an FHA loan and 3.5% down, it's about $1,228, because the loan is bigger and FHA adds mortgage insurance.
Lenders usually want housing costs under about 28% of gross income, which means an income of roughly $41,623 for the 20%-down payment. That payment is 22% of the median Saint David household income of $53,188; at that income and 20% down, the 28% guideline points to a home of about $197,000.
| Down payment | $30,840 |
|---|---|
| Loan amount | $123,360 |
| Principal and interest | $830 |
| Property taxes (0.60% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| PMI | $0 |
| Total per month | $971 |
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| Down payment | $5,397 |
|---|---|
| Loan amount | $151,407 |
| Principal and interest | $1,019 |
| Property taxes (0.60% a year) | $77 |
| Homeowners insurance (our estimate, 0.5% a year) | $64 |
| FHA mortgage insurance | $68 |
| Total per month | $1,228 |
Change the numbers in the calculator
Questions about home buying in Saint David
What is the median home value in Saint David?
About $154,200 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Saint David?
Homeowners pay a median $928 a year, which is about 0.60% of the median home value. Your bill depends on your home's assessed value and local rates.
What income do you need to buy a home in Saint David?
For the median home with 20% down at 7.11%, the payment is about $971 a month. Keeping that under 28% of gross income takes about $41,623 a year.
More about Saint David
- Mortgage Refinance in Saint David
- Debt Relief in Saint David
- Home Equity Loans in Saint David
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data