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Home equity loans in Eagle, Alaska

The typical owner-occupied home in Eagle is worth about $39,400, 89% below the Alaska median of $352,900 and 88% below the national median of $332,700. The median household earns $41,750 a year, so the median home costs 0.9 times the median income (3.8 times for Alaska). 84% of occupied homes here are lived in by their owners, and 0% of those owners still have a mortgage.

Eagle at a glance

Eagle Alaska U.S.
Median home value $39,400 $352,900 $332,700
Median property tax paid per year – $3,901 $3,119
Median household income $41,750 $92,788 $80,734
Homes lived in by their owners 84% 67% 65%
Owner homes with a mortgage 0% 60% 61%
Median monthly costs, owners with a mortgage – $2,229 $1,963
Median rent – $1,419 $1,413
Median year homes were built 1980 1986 1980
Vacant homes 53.4% 17.6% 10.1%
Population 95 735,706 334,922,499

How much equity Eagle owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Eagle home of $39,400, 80% is $31,520.

100% of Eagle owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $39,400 home (80% to 85% of value)
Owe nothing$31,520 to $33,490
Owe $9,850$21,670 to $23,640
Owe $19,700$11,820 to $13,790
Owe $25,610$5,910 to $7,880

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Eagle

What is the median home value in Eagle?

About $39,400 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much can I borrow against my home in Eagle?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $39,400, an 80% limit is $31,520 before subtracting your mortgage.

More about Eagle

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data