The typical owner-occupied home in Prince of Wales-Hyder Census Area is worth about $225,300, 36% below the Alaska median of $352,900 and 32% below the national median of $332,700. Owners pay a median $1,139 a year in property taxes, about 0.51% of their home's value, lower than the Alaska rate of 1.11%. The median household earns $61,156 a year, so the median home costs 3.7 times the median income (3.8 times for Alaska). 71% of occupied homes here are lived in by their owners, and 30% of those owners still have a mortgage.
Prince of Wales-Hyder Census Area at a glance
| Prince of Wales-Hyder Census Area | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $225,300 | $352,900 | $332,700 |
| Median property tax paid per year | $1,139 | $3,901 | $3,119 |
| Property tax as a share of value | 0.51% | 1.11% | 0.94% |
| Median household income | $61,156 | $92,788 | $80,734 |
| Homes lived in by their owners | 71% | 67% | 65% |
| Owner homes with a mortgage | 30% | 60% | 61% |
| Median monthly costs, owners with a mortgage | $1,845 | $2,229 | $1,963 |
| Those costs as a share of the owners' income | 21.3% | 21.6% | 21.0% |
| Median rent | $964 | $1,419 | $1,413 |
| Rent as a share of renters' income | 21.2% | 27.7% | 30.6% |
| Median year homes were built | 1987 | 1986 | 1980 |
| Vacant homes | 25.6% | 17.6% | 10.1% |
| Population | 5,715 | 735,706 | 334,922,499 |
How much equity Prince of Wales-Hyder Census Area owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Prince of Wales-Hyder Census Area home of $225,300, 80% is $180,240.
70% of Prince of Wales-Hyder Census Area owners have no mortgage at all, so they could borrow up to the full 80% limit.
Owners with a mortgage here already spend a median $1,845 a month on housing, so a new payment should fit next to that. At the median income of $61,156, lenders typically cap all debt payments at about 43% of gross income, or $2,191 a month.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $180,240 to $191,505 |
|---|---|
| Owe $56,325 | $123,915 to $135,180 |
| Owe $112,650 | $67,590 to $78,855 |
| Owe $146,445 | $33,795 to $45,060 |
Before the lender's own limits, fees and your credit and income checks.
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Questions about home equity loans in Prince of Wales-Hyder Census Area
What is the median home value in Prince of Wales-Hyder Census Area?
About $225,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much are property taxes in Prince of Wales-Hyder Census Area?
Homeowners pay a median $1,139 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.
How much can I borrow against my home in Prince of Wales-Hyder Census Area?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $225,300, an 80% limit is $180,240 before subtracting your mortgage.
More about Prince of Wales-Hyder Census Area
- Mortgage Refinance in Prince of Wales-Hyder Census Area
- Home Buying in Prince of Wales-Hyder Census Area
- Debt Relief in Prince of Wales-Hyder Census Area
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data