The typical owner-occupied home in Moose Pass is worth about $364,800, 3% above the Alaska median of $352,900 and 10% above the national median of $332,700. 59% of occupied homes here are lived in by their owners, and 73% of those owners still have a mortgage.
Moose Pass at a glance
| Moose Pass | Alaska | U.S. | |
|---|---|---|---|
| Median home value | $364,800 | $352,900 | $332,700 |
| Median property tax paid per year | – | $3,901 | $3,119 |
| Median household income | – | $92,788 | $80,734 |
| Homes lived in by their owners | 59% | 67% | 65% |
| Owner homes with a mortgage | 73% | 60% | 61% |
| Median monthly costs, owners with a mortgage | – | $2,229 | $1,963 |
| Median rent | – | $1,419 | $1,413 |
| Median year homes were built | 1978 | 1986 | 1980 |
| Vacant homes | 64.0% | 17.6% | 10.1% |
| Population | 202 | 735,706 | 334,922,499 |
How much equity Moose Pass owners could borrow
Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Moose Pass home of $364,800, 80% is $291,840.
27% of Moose Pass owners have no mortgage at all, so they could borrow up to the full 80% limit.
If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.
| Owe nothing | $291,840 to $310,080 |
|---|---|
| Owe $91,200 | $200,640 to $218,880 |
| Owe $182,400 | $109,440 to $127,680 |
| Owe $237,120 | $54,720 to $72,960 |
Before the lender's own limits, fees and your credit and income checks.
Change the numbers in the calculator
Questions about home equity loans in Moose Pass
What is the median home value in Moose Pass?
About $364,800 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.
How much can I borrow against my home in Moose Pass?
Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $364,800, an 80% limit is $291,840 before subtracting your mortgage.
More about Moose Pass
- Mortgage Refinance in Moose Pass
- Home Buying in Moose Pass
- Debt Relief in Moose Pass
- Guides and quotes for mortgage refinance on our sister site, MortgageRefinance.com
Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data