Home / Home Equity Loans by state / Wisconsin / Grant County / Cassville

Home equity loans in Cassville, Wisconsin

The typical owner-occupied home in Cassville is worth about $123,100, 54% below the Wisconsin median of $266,500 and 63% below the national median of $332,700. Owners pay a median $1,775 a year in property taxes, about 1.44% of their home's value, close to the Wisconsin rate of 1.42%. The median household earns $58,750 a year, so the median home costs 2.1 times the median income (3.4 times for Wisconsin). 72% of occupied homes here are lived in by their owners, and 49% of those owners still have a mortgage.

Cassville at a glance

Cassville Wisconsin U.S.
Median home value $123,100 $266,500 $332,700
Median property tax paid per year $1,775 $3,792 $3,119
Property tax as a share of value 1.44% 1.42% 0.94%
Median household income $58,750 $77,485 $80,734
Homes lived in by their owners 72% 68% 65%
Owner homes with a mortgage 49% 61% 61%
Median monthly costs, owners with a mortgage $1,231 $1,689 $1,963
Those costs as a share of the owners' income 20.6% 19.5% 21.0%
Median rent $678 $1,087 $1,413
Rent as a share of renters' income 20.9% 27.2% 30.6%
Median year homes were built 1963 1975 1980
Vacant homes 35.0% 10.8% 10.1%
Population 634 5,914,872 334,922,499

How much equity Cassville owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Cassville home of $123,100, 80% is $98,480.

51% of Cassville owners have no mortgage at all, so they could borrow up to the full 80% limit.

Owners with a mortgage here already spend a median $1,231 a month on housing, so a new payment should fit next to that. At the median income of $58,750, lenders typically cap all debt payments at about 43% of gross income, or $2,105 a month.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $123,100 home (80% to 85% of value)
Owe nothing$98,480 to $104,635
Owe $30,775$67,705 to $73,860
Owe $61,550$36,930 to $43,085
Owe $80,015$18,465 to $24,620

Before the lender's own limits, fees and your credit and income checks.

Change the numbers in the calculator

Questions about home equity loans in Cassville

What is the median home value in Cassville?

About $123,100 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Cassville?

Homeowners pay a median $1,775 a year, which is about 1.44% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Cassville?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $123,100, an 80% limit is $98,480 before subtracting your mortgage.

More about Cassville

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data