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Home equity loans in Vaughn, Washington

The typical owner-occupied home in Vaughn is worth about $735,000, 30% above the Washington median of $564,600 and 2.2 times the national median of $332,700. Owners pay a median $3,765 a year in property taxes, about 0.51% of their home's value, lower than the Washington rate of 0.81%. 94% of occupied homes here are lived in by their owners, and 76% of those owners still have a mortgage.

Vaughn at a glance

Vaughn Washington U.S.
Median home value $735,000 $564,600 $332,700
Median property tax paid per year $3,765 $4,556 $3,119
Property tax as a share of value 0.51% 0.81% 0.94%
Median household income – $98,141 $80,734
Homes lived in by their owners 94% 64% 65%
Owner homes with a mortgage 76% 66% 61%
Median monthly costs, owners with a mortgage $1,804 $2,445 $1,963
Those costs as a share of the owners' income 28.6% 22.2% 21.0%
Median rent – $1,760 $1,413
Median year homes were built 1986 1985 1980
Vacant homes 13.2% 7.3% 10.1%
Population 753 7,816,116 334,922,499

How much equity Vaughn owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Vaughn home of $735,000, 80% is $588,000.

24% of Vaughn owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $735,000 home (80% to 85% of value)
Owe nothing$588,000 to $624,750
Owe $183,750$404,250 to $441,000
Owe $367,500$220,500 to $257,250
Owe $477,750$110,250 to $147,000

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Vaughn

What is the median home value in Vaughn?

About $735,000 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Vaughn?

Homeowners pay a median $3,765 a year, which is about 0.51% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Vaughn?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $735,000, an 80% limit is $588,000 before subtracting your mortgage.

More about Vaughn

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data