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Home equity loans in Cusick, Washington

The typical owner-occupied home in Cusick is worth about $133,300, 76% below the Washington median of $564,600 and 60% below the national median of $332,700. Owners pay a median $496 a year in property taxes, about 0.37% of their home's value, lower than the Washington rate of 0.81%. 59% of occupied homes here are lived in by their owners, and 26% of those owners still have a mortgage.

Cusick at a glance

Cusick Washington U.S.
Median home value $133,300 $564,600 $332,700
Median property tax paid per year $496 $4,556 $3,119
Property tax as a share of value 0.37% 0.81% 0.94%
Median household income – $98,141 $80,734
Homes lived in by their owners 59% 64% 65%
Owner homes with a mortgage 26% 66% 61%
Median monthly costs, owners with a mortgage – $2,445 $1,963
Median rent $907 $1,760 $1,413
Rent as a share of renters' income 33.8% 30.0% 30.6%
Median year homes were built 2002 1985 1980
Vacant homes 66.0% 7.3% 10.1%
Population 133 7,816,116 334,922,499

How much equity Cusick owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Cusick home of $133,300, 80% is $106,640.

74% of Cusick owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $133,300 home (80% to 85% of value)
Owe nothing$106,640 to $113,305
Owe $33,325$73,315 to $79,980
Owe $66,650$39,990 to $46,655
Owe $86,645$19,995 to $26,660

Before the lender's own limits, fees and your credit and income checks.

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Questions about home equity loans in Cusick

What is the median home value in Cusick?

About $133,300 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Cusick?

Homeowners pay a median $496 a year, which is about 0.37% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Cusick?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $133,300, an 80% limit is $106,640 before subtracting your mortgage.

More about Cusick

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data