Home / Home Equity Loans by state / Washington / Mason County / Grapeview

Home equity loans in Grapeview, Washington

The typical owner-occupied home in Grapeview is worth about $477,700, 15% below the Washington median of $564,600 and 44% above the national median of $332,700. Owners pay a median $3,514 a year in property taxes, about 0.74% of their home's value, lower than the Washington rate of 0.81%. 95% of occupied homes here are lived in by their owners, and 68% of those owners still have a mortgage.

Grapeview at a glance

Grapeview Washington U.S.
Median home value $477,700 $564,600 $332,700
Median property tax paid per year $3,514 $4,556 $3,119
Property tax as a share of value 0.74% 0.81% 0.94%
Median household income – $98,141 $80,734
Homes lived in by their owners 95% 64% 65%
Owner homes with a mortgage 68% 66% 61%
Median monthly costs, owners with a mortgage $2,173 $2,445 $1,963
Those costs as a share of the owners' income 34.7% 22.2% 21.0%
Median rent – $1,760 $1,413
Median year homes were built 1981 1985 1980
Vacant homes 30.8% 7.3% 10.1%
Population 1,088 7,816,116 334,922,499

How much equity Grapeview owners could borrow

Home equity is what your home is worth minus what you owe. Most lenders let you borrow until your loans add up to 80% to 85% of the home's value. For the median Grapeview home of $477,700, 80% is $382,160.

32% of Grapeview owners have no mortgage at all, so they could borrow up to the full 80% limit.

If you instead refinance and take cash out, the whole loan moves to the new rate (this week's 30-year average is 7.11%). A home equity loan or line of credit keeps your current first mortgage, which is usually better when your existing rate is lower than today's.

Borrowing limit on a $477,700 home (80% to 85% of value)
Owe nothing$382,160 to $406,045
Owe $119,425$262,735 to $286,620
Owe $238,850$143,310 to $167,195
Owe $310,505$71,655 to $95,540

Before the lender's own limits, fees and your credit and income checks.

Change the numbers in the calculator

Questions about home equity loans in Grapeview

What is the median home value in Grapeview?

About $477,700 for owner-occupied homes, according to the Census Bureau's 2020–2024 American Community Survey.

How much are property taxes in Grapeview?

Homeowners pay a median $3,514 a year, which is about 0.74% of the median home value. Your bill depends on your home's assessed value and local rates.

How much can I borrow against my home in Grapeview?

Usually up to 80% to 85% of your home's value, minus what you owe. On the median home of $477,700, an 80% limit is $382,160 before subtracting your mortgage.

More about Grapeview

Sources: U.S. Census Bureau, American Community Survey 2020–2024 5-year estimates; Freddie Mac Primary Mortgage Market Survey, week of November 12, 2026. Estimates for small places have wide margins of error. About our data